Imsar, Nurbaiti, Siti Aisyah. BEHAVIOR ANALYSIS OF UMKM IN INDONESIA IN USING FINTECH LENDING (COMPARATIVE STUDY BETWEEN SHARIA FINTECH LENDING AND CONVENTIONAL FINTECH LENDING. IJERLAS [Internet]. 2023 Apr. 17 [cited 2024 Nov. 2];3(3):811-25. Available from: http://radjapublika.com/index.php/IJERLAS/article/view/823