Koko Bustami, Muhammad Saifrizal, and Lakharis Inuzula. “FINANCIAL RESILIENCE: LEVEL OF SHARIA FINANCE LITERACY AND INCLUSION TOWARDS EXPANDING FINANCIAL ACCESS”. MORFAI JOURNAL, vol. 3, no. 4, Jan. 2024, pp. 1025-37, doi:10.54443/morfai.v3i4.1380.