Puji Lestari, Sri, Sri Fitri Wahyuni, and Wido Seno Affandi. “THE INFLUENCE OF CAPITAL ADEQUACY RATIO, NET INTEREST MARGIN AND OPERATIONAL COSTS OF OPERATING REVENUE ON RETURN ON ASSET WITH LOAN TODEPOSIT RATIO AS INTERVENING VARIABLE”. MORFAI JOURNAL 2, no. 2 (June 23, 2022): 189–208. Accessed November 15, 2024. http://radjapublika.com/index.php/MORFAI/article/view/244.