Puji Lestari S, Fitri Wahyuni S, Seno Affandi W. THE INFLUENCE OF CAPITAL ADEQUACY RATIO, NET INTEREST MARGIN AND OPERATIONAL COSTS OF OPERATING REVENUE ON RETURN ON ASSET WITH LOAN TODEPOSIT RATIO AS INTERVENING VARIABLE. MORFAI [Internet]. 2022 Jun. 23 [cited 2024 Nov. 15];2(2):189-208. Available from: http://radjapublika.com/index.php/MORFAI/article/view/244