Vol. 5 No. 6 (2025): December
Open Access
Peer Reviewed

THE INFLUENCE OF DIGITAL LITERACY AND SELF-EFFICACY ON DIGITAL ENTREPRENEURSHIP INTENTION WITH GROWTH MINDSET AS A MODERATOR.

Authors

Henny Purnama Dewi , Ayu Teresia Hutauruk , Iskandar Muda

DOI:

10.54443/ijebas.v5i6.4453

Published:

2025-11-15

Downloads

Abstract

The rapid development of digital technology opens up significant opportunities for young people to innovate through digital entrepreneurship. However, unequal digital literacy skills and varying levels of self-efficacy among university students pose challenges in maximizing this potential. This study aims to explore the influence of digital literacy and self-efficacy on digital entrepreneurial intentions, with growth mindset as a moderating variable. Data were collected from 215 university students in Medan and analyzed using Structural Equation Modeling (SEM). The results show that growth mindset has a direct positive effect on digital entrepreneurial intentions and moderates the influence of digital literacy and self-efficacy on these intentions. Digital literacy does not show a significant direct effect, while self-efficacy has a negative effect on digital entrepreneurial intentions. These findings emphasize the importance of developing a growth mindset to strengthen students' ability to utilize digital technology and build confidence in facing the challenges of digital entrepreneurship. The practical implications of this study point to the need to integrate growth mindset development into digital literacy programs and entrepreneurship training in higher education.

Keywords:

Digital literacy, Self-efficacy, Growth mindset, Digital entrepreneurship intention, Students, Structural Equation Modeling (SEM)

References

Abd Rahim, L. N., Ramlee, N. A. Z., Salleh, N. F., & Asnawi, N. H. (2024). The Evolution of Entrepreneurial Mindsets in the Digital Age. Advances in Business Research International Journal, 11(1), 31–43. https://doi.org/10.24191/abrij.v11i1.7046

Auliadara, N., Sojanah, J., & Purnamasari, I. (2024). the Influence of Entrepreneurship Education, Digital Entrepreneurship and Gender on Entrepreneurial Interest. Jurnal Pendidikan Ilmu Sosial, 34(2), 259–275. https://doi.org/10.23917/jpis.v34i2.6132

Bastomi, M., Junaidi, Hermawan, A., & Handayati, P. (2023). The effect of digital literacy, e-commerce business trend, mobile payment, income expectations on intention in digital-based entrepreneurship. International Journal of Applied Finance and Business Studies, 11(3), 688–698. https://ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/196

Billingsley, J., Lipsey, N. P., Burnette, J. L., & Pollack, J. M. (2023). Growth mindsets: defining, assessing, and exploring effects on motivation for entrepreneurs and non-entrepreneurs. Current Psychology, 42(11), 8855–8873. https://doi.org/10.1007/s12144-021-02149-w

Chilenga, N., Dhliwayo, S., & Chebo, A. K. (2022). The entrepreneurial mindset and self-employment intention of high school learners: The moderating role of family business ownership. Frontiers in Education, 7(November), 1–13. https://doi.org/10.3389/feduc.2022.946389

Dalimunthe, R. F. (2019). The effect of entrepreneurial mindset, digital training and supervision on the competitiveness of Small and Medium Enterprises (SME) for women. Journal of International Women’s Studies, 20(9), 121–131.

Dweck, C. S. (2006). Mindset: The new psychology of success. Random House.

Fiorentina, A., & Rindrayani, S. R. (2022). Pengaruh Literasi Digital Dan Efikasi Diri Terhadap Intensi Berwirausaha Mahasiswa Dalam E-Business. JPEK (Jurnal Pendidikan Ekonomi Dan Kewirausahaan), 6(2), 304–316. https://doi.org/10.29408/jpek.v6i2.6681

Fitri, A., Najib, M., Ilyas, M., Tahir, T., Ampa, A. T., & Subur, H. (2025). Analisis Peran Growth Mindset, Self-Efficacy Dan Dukungan Sosial Melalui Kreativitas Wirausaha Sebagai Variabel Moderator Terhadap Motivasi Wirausaha Generasi Milenial Ade. Jurnal Pendidikan Ekonomi (JURKAMI), 10(2), 379–392.

Hafis Mustofa, M., & Aisyah, N. (2025). Pengaruh Digital Literacy Dan Penggunaan E-Commerce Terhadap Digital Entrepreneurship Intention Pada Mahasiswa Program Studi Manajemen Fakultas Ekonomi Dan Bisnis Universitas Medan Area. BENEFIT: Journal Of Business, Economics, And Finance, 3(2), 545–561. https://doi.org/10.70437/benefit.v3i1.1124

Hidayat, N., Sugiardi, S., Gunawan, S., Rawa, R. D., & Nindy Puspitasari. (2025). The Moderating Role of Self Efficacy on the Effect of Digital Literacy on Entrepreneur Intention. Equator Journal OfManagement and Entrepreneurship, 13(03). https://jurnal.untan.ac.id/index.php/jmdb/article/view/93993%0Ahttps://jurnal.untan.ac.id/index.php/jmdb/article/viewFile/93993/75676605941

Kraft, P. S., Günther, C., & Lampe, J. (2022). Overconfidence and entrepreneurship: A meta-analysis of different types of overconfidence in the entrepreneurial process. Journal of Business Venturing, 37(2), 106191.

Kencana, A. P., Tan, G., Yabes, H. A., & Nabila Irsa Anggraini. (2025). Education, Self-Efficacy, and Technology Literacy in Encouraging Digital Entrepreneurial Intentions: A Literature Review. JISOSEPOL: Jurnal Ilmu Sosial Ekonomi Dan Politik, 3(2), 505–514. https://doi.org/10.61787/gbx3pq59

Khoiriyah, R., Sudarno, S., & Setyowibowo, F. (2022). Pengaruh Literasi Digital, Efikasi Diri dan Lingkungan Terhadap Intensi Berwirausaha E-Business Mahasiswa Pendidikan Ekonomi Universitas Sebelas Maret. Jurnal Pendidikan Ekonomi (JUPE), 10(3), 181–193. https://doi.org/10.26740/jupe.v10n3.p181-193

Malmendier, U., & Tate, G. (2005). CEO overconfidence and corporate investment. The Journal of Finance, 60(6), 2661-2700.

Manullang, D. R. (2022). Peran Self Efficacy Dalam Memoderasi Pengaruh Digital. Jurnal Riset Pendidikan Ekonomi (JRPE), 7, 118–129. http://ejournal.unikama.ac.id

Marta, R., Ganefri, Yulastri, A., Riyanda, A. R., Hasan, H., & Yunus, Y. (2024). Self-Efficacy: Meningkatkan Jiwa Kewirausahaan Di Era Digital. The Indonesian Journal of Computer Science, 12(6), 4351–4362. https://doi.org/10.33022/ijcs.v12i6.3641

Maudina, A., Saptono, A., & Pratama, A. (2022). the Effect of Digital Literacy and Entrepreneurs Learning on Students’ Entrepreneurial Intention. Jurnal Pendidikan Ekonomi, Perkantoran, Dan Akuntansi, 3(1), 131–143. https://doi.org/10.21009/jpepa.0301.10

Mustari, M., Rijal, S., Amri, A. D. I., Ahmad, M. I. S., & Arisah, N. (2024). The Influence of Growth Mindset, Product Innovation, and Social Media Utilization on Business Development with Social Support as a Mediating Variable in MSMEs in Lalabata Village, Soppeng Regency. International Journal of Business, Law, and Education, 5(2), 1880–1892. https://doi.org/10.56442/ijble.v5i2.753

Nugroho, P. A., Tambun, S., & Mevia, D. R. (2025). Pengaruh literasi digital dan efiksi diri terhadap. Jurnal Manajemen Organisasi Dan Bisnis, 14.

Nurhayati, D., & Lestari, N. S. (2022). Peran Digital Entrepreneurial Learning dan Entrepreneurial Orientation Sebagai Moderasi Pengaruh ICT Self-Efficacy terhadap Digital Entrepreneurial Intention Mahasiswa. Jurnal Wacana Ekonomi, 22(1), 86–97. https://doi.org/10.52434/jwe.v22i1.2558

Pradana, B. H., & Prakoso, A. F. (2023). Pengaruh Efikasi Diri Berwirausaha Dan Pendidikan Kewirausahaan Terhadap Intensi Berwirausaha Mahasiswa Pendidikan Ekonomi Universitas Negeri Surabaya. Journal of Education and Research, 2(2), 75–92. https://doi.org/10.56707/jedarr.v2i2.162

Pranata, A., Suhardi, suhardi, Afrizal, afrizal, & Sugianto, E. (2025). The Influence of Digital Literacy, Creativity, and Tolerance for Ambiguity with Generation Z’s Entrepreneurial Attitude with Growth Mindset as a Mediating Variable. Economic: Journal Economic and Business, 4(2), 278–291.

Ridwan, M., & Zaki, A. (2023). Indonesian Students’ Digital Entrepreneurial Intention from The Perspective of Self-Determination Theory. Journal of Applied Business Administration, 7(2), 209–218. https://doi.org/10.30871/jaba.v7i2.6255

Robbani, M. B., Muzdalifah, L., Larassaty, A. L., & Sholikhah, A. (2025). The Influence of Digital Literacy, Self-Efficacy, and Social Environment on the Intention to Become an Entrepreneur among Gen-Z in Coastal Areas. Journal of Educational Management Research, 4(2), 424–440. https://doi.org/10.61987/jemr.v4i2.934

Sopianti, S., Sarah, I. S., & Novalia, F. S. (2025). Pengaruh Efikasi Diri Kewirausahaan Terhadap Niat Berwirausaha Pada Generasi Z Di Jawa Barat. REVITALISASI: Jurnal Ilmu Manajemen, 14, 213–221.

Suryawidjaja, V. (2023). Digital Literacy and Growth Mindset to Predict Technology Acceptance During Learning Processes. Psikodimensia, 22(1), 77–82. https://doi.org/10.24167/psidim.v22i1.4937

Suryawidjaja, V., Beng, J. T., & Tiatri, S. (2023). Peran Literasi Digital Dan Growth Mindset Pada Uji Model Penerimaan Aplikasi Pembelajaran Kolaboratif. Jurnal Muara Ilmu Sosial, Humaniora, Dan Seni, 7(3), 521–530. https://doi.org/10.24912/jmishumsen.v7i3.26741.2023

Viguna, A. I., Indriayu, M., & Noviani, L. (2024). Developing an Entrepreneurial Mindset in Youth: Investigating Locus of Control and Self-Efficacy among Students of Pringsewu Business Management Vocational School. Neraca Keuangan : Jurnal Ilmiah Akuntansi Dan Keuangan, 19(2), 202–210. https://doi.org/10.32832/neraca.v19i2.17369

Wahyuni, C. S., Afriza, E. F., & Srigustini, A. (2025). Pengaruh Literasi Ekonomi, Literasi Digital Dan Adversity Quotient Terhadap Digital Entrepreneurship Intention Mahasiswa. Jurnal Akademik Ekonomi Dan Manajemen, 2(2), 38–47.

Zulkarnain, A. M., Reynilda, & Alam, S. (2024). Analysis of the Influence of Entrepreneur Mindset, Product Innovation, and Product Knowledge on MSMEs Business Development E-Commerce Based. Proceeding of Research and Civil Society Desemination, 2(1), 48–60. https://doi.org/10.37476/presed.v2i1.47

Author Biographies

Henny Purnama Dewi, Universitas Sumatera Utara

Ayu Teresia Hutauruk, Universitas Sumatera Utara

Iskandar Muda, Universitas Sumatera Utara

Downloads

Download data is not yet available.

How to Cite

Henny Purnama Dewi, Ayu Teresia Hutauruk, & Iskandar Muda. (2025). THE INFLUENCE OF DIGITAL LITERACY AND SELF-EFFICACY ON DIGITAL ENTREPRENEURSHIP INTENTION WITH GROWTH MINDSET AS A MODERATOR. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS), 5(6), 2268–2278. https://doi.org/10.54443/ijebas.v5i6.4453