ANALYSIS OF EDUCATIONAL CONTENT AND WORD OF MOUTH ON THE DECISION TO PAY ZAKAT WITH TRUST AS A VARIABLE INTERVENING IN THE NATIONAL ZAKAT COLLECTION INSTITUTION BAITULMAAL MUAMALAT

Authors

Budi Syahputra , Mesra B , Muhammad Dharma Tuah Putra Nasution

Published:

2026-05-25

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Abstract

This study aims to analyze the influence of educational content and word of mouth on zakat payment decisions with trust as a mediating variable. The study used the Partial Least Squares approach with 85 respondents. The test results show that educational content has a significant effect on trust with a coefficient value of 0.585 and a direct effect on zakat payment decisions with a coefficient value of 0.448. Word of mouth also has a significant effect on trust with a coefficient value of 0.311 and influences zakat payment decisions with a coefficient value of 0.167. Trust is proven to have a significant influence on zakat payment decisions with a coefficient value of 0.265. The R-Square value for zakat payment decisions is 0.678 while the R-Square value for trust is 0.646 which indicates a strong predictive ability of the model. These findings confirm that educational content and word of mouth have an important role in shaping trust and encouraging muzakki decisions. The implications of the study recommend the need for informative and credible communication strategies to increase trust and zakat participation through formal institutions.

Keywords:

Educational Content Word of Mouth Payment Decision Trust Zakat

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Author Biographies

Budi Syahputra, Universitas Pembangunan Panca Budi

Author Origin : Indonesia

Mesra B, Universitas Pembangunan Panca Budi

Author Origin : Indonesia

Muhammad Dharma Tuah Putra Nasution, Universitas Pembangunan Panca Budi

Author Origin : Indonesia

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How to Cite

Budi Syahputra, Mesra B, & Muhammad Dharma Tuah Putra Nasution. (2026). ANALYSIS OF EDUCATIONAL CONTENT AND WORD OF MOUTH ON THE DECISION TO PAY ZAKAT WITH TRUST AS A VARIABLE INTERVENING IN THE NATIONAL ZAKAT COLLECTION INSTITUTION BAITULMAAL MUAMALAT. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS), 6(3), 1208–1218. Retrieved from https://radjapublika.com/index.php/IJEBAS/article/view/5789