Elsa Noviliani Syarif Emil et al. 2026. ANALISYS OF FACTORS THAT INFLUENCENON-MUSLIM CUSTOMERS’ DECISION TO USE BANK SINARMAS SYARIAH MEDAN BRANCH. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS). 6, 2 (Apr. 2026), 633–640. DOI:https://doi.org/10.5281/zenodo.19583044.