(1)
Rakesh Sitepu; Sri Fitria Jayusman; Sari Wulandari; Debbi Chyntia Ovami; Serli Yuli Marlina. THE ROLE OF FINANCIAL TECHNOLOGY INNOVATION (FINTECH) IN IMPROVING THE OPERATIONAL EFFICIENCY OF MSMES IN BINTAN REGENCY. IJEBAS 2026, 6, 757-767.