Fuadi, Munawar Rizki Jailani, Hafas Furqani, & Baihaqi. (2025). PHENOMENA AND IMPLICATIONS OF FINANCIAL TECHNOLOGY (FINTECH) ADOPTION IN THE FINANCIAL & BANKING INDUSTRY SECTOR IN GLOBAL, REGIONAL AND INDONESIAN CONTEXT. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS), 5(5), 1943–1954. https://doi.org/10.54443/ijebas.v5i5.3974