M SYAFII; SYECH SUHAIMI. DETERMINANTS OF THE EFFECTIVENESS OF SHARIA BANK CREDIT DISTRIBUTION IN NORTH SUMATRA 2020-2022. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS), [S. l.], v. 4, n. 1, p. 296–309, 2024. DOI: 10.54443/ijebas.v4i1.1432. Disponível em: https://radjapublika.com/index.php/IJEBAS/article/view/1432. Acesso em: 28 nov. 2025.