Ahmad Fauzi, et al. “DETERMINANTS OF SHARIA FINTECH USE IN BANGKA BELITUNG: A TECHNOLOGY ACCEPTANCE MODEL APPROACH WITH TRUST AND RELIGIOUS COMPATIBILITY MODERATION”. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS), vol. 6, no. 6, Sept. 2026, doi:10.5281/zenodo.23536507.