Marzuki, Husaini, and Chairil Akhyar. “FACTORS AFFECTING FINANCIAL PERFORMANCE IN SHARIA BANKING IN INDONESIA”. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) 4, no. 1 (February 28, 2024): 385–395. Accessed November 10, 2025. https://radjapublika.com/index.php/IJEBAS/article/view/1472.