Aryani R, Khaddafi M, Naz’aina N. THE EFFECT OF FINANCIAL KNOWLEDGE AND PERSONAL NET INCOME ON THE FINANCIAL BEHAVIOR OF MALIKUSSALEH UNIVERSITY EMPLOYEES WITH LOCUS OF CONTROL AS MODERATING VARIABLES. IJEBAS [Internet]. 2021 Oct. 17 [cited 2025 Jan. 31];1(1):1-13. Available from: https://radjapublika.com/index.php/IJEBAS/article/view/1