Ruth Jelita Silaban, Khaira Amalia Fachrudin, Fahmi Natigor Nasution. ANALYSIS OF THE INFLUENCE OF GENERATION, GENDER, FUTURE PERSPECTIVE, FINANCIAL RISK TOLERANCE, AND FINANCIAL LITERACY ON FINANCIAL PLANNING FOR THE RETIREMENT OF STATE CIVIL APPARATUS. IJEBAS [Internet]. 2024 Jun. 29 [cited 2025 Jan. 31];4(3):666-78. Available from: https://radjapublika.com/index.php/IJEBAS/article/view/1637