Mercy Reyne Marlina, Elly Rumengan, Basri, Faris Ramadhan and Etty Sri Wahyuni 2025. OPTIMIZING THE FINANCIAL DECISIONS OF FEMALE WORKERS IN LABOR-INTENSIVE INDUSTRIES: AN INTERVENTION BASED ON FRAMING EFFECTS AND MENTAL ACCOUNTING IN PENSION FUND PROGRAMS. International Journal of Educational Review, Law And Social Sciences (IJERLAS). 5, 6 (Aug. 2025), 3599–3609. DOI:https://doi.org/10.54443/ijerlas.v5i5.3739.