Rico Nur Ilham, Irada Sinta, Frengki Putra Ramansyah, Abdul Rahma, & Rachmat Al Fadjri. (2025). Draft And Implementation Time Value of Money in Financial Decision Making. International Journal of Educational Review, Law And Social Sciences (IJERLAS), 5(2), 881–885. https://doi.org/10.54443/ijerlas.v5i2.4924