HARDIANSYAH; NAZARUDDIN; MUHAMMAD ANGGIA MUCHTAR. CREDIT MANAGEMENT ANALYSIS TO PREDICT EARLY NON-PERFORMING LOANS AT PT. BANK NEGARA INDONESIA (PERSERO) TBK. International Journal of Educational Review, Law And Social Sciences (IJERLAS), [S. l.], v. 5, n. 4, p. 1394–1399, 2025. DOI: 10.54443/ijerlas.v5i4.3615. Disponível em: https://radjapublika.com/index.php/IJERLAS/article/view/3615. Acesso em: 17 apr. 2026.