FERA; MUSLIMIN; JULIANA KADANG; VITAYANTI FATTAH; DARMAN. Revisiting the Demographic Determinants of Financial Behavior and SME Performance: A Systematic Literature Review on Ethnicity, Gender and Financial Capability. International Journal of Educational Review, Law And Social Sciences (IJERLAS), [S. l.], v. 6, n. 5, 2026. DOI: 10.5281/ijerlas.v6i5.5874. Disponível em: https://radjapublika.com/index.php/IJERLAS/article/view/5874. Acesso em: 18 sep. 2026.