Muhammad Rakhmat Alam, M. Hamidi Masykur, and Nur Chanifah. 2026. “EXCESSIVE DEBT COLLECTION BY CESSIONARIES IN ISLAMIC FINANCE DISPUTES: SUBSTANTIVE JUSTICE AND SHARIA ECONOMIC LAW ANALYSIS ”. International Journal of Educational Review, Law And Social Sciences (IJERLAS) 5 (6):305-11. https://doi.org/10.54443/ijerlas.v5i6.4857.