Thezar Fiqih Hidayat Hasibuan, et al. “TECHNOLOGY 4.0 ERA INVESTMENT DECISIONS FOR MILENIALS AND GENERATION Z ”. International Journal of Educational Review, Law And Social Sciences (IJERLAS), vol. 3, no. 4, June 2023, pp. 1297-04, doi:10.54443/ijerlas.v3i4.976.