Ni Komang Ayu Novitasari, and Ni Luh Yulyana Dewi. “Risk, Readiness and Reception: Explaining Acceptance of Risk-Based Business Licensing Through the Technology Acceptance Model”. International Journal of Educational Review, Law And Social Sciences (IJERLAS), vol. 6, no. 4, July 2026, doi:10.54443/ijerlas.v6i4.5593.