Muslih, Muslih, Saparuddin Siregar, and Kamilah K. “Financial Ratio-Based Risk Assessment of Musharakah Financing in Indonesian Islamic Banking: The Moderating Role of Sharia Compliance”. International Journal of Educational Review, Law And Social Sciences (IJERLAS) 6, no. 4 (July 29, 2026). Accessed July 29, 2026. https://radjapublika.com/index.php/IJERLAS/article/view/6005.