Fera, Muslimin, Juliana Kadang, Vitayanti Fattah, Darman. Revisiting the Demographic Determinants of Financial Behavior and SME Performance: A Systematic Literature Review on Ethnicity, Gender and Financial Capability. IJERLAS [Internet]. 2026 Sep. 14 [cited 2026 Sep. 18];6(5). Available from: https://radjapublika.com/index.php/IJERLAS/article/view/5874