Aditya Ramadhan et al. 2025. CUSTOMER LOYALTY IN DIGITAL BANKING: AN INTEGRATED MODEL OF UX, SECURITY, TRUST, AND SATISFACTION. Multidiciplinary Output Research For Actual and International Issue (MORFAI). 6, 1 (Dec. 2025), 1193–1205. DOI:https://doi.org/10.5281/zenodo.18640823.