Randy Rauf et al. 2026. THE ROLE OF CAMEL RATIONS AS AN EARLY WARNING SYSTEM FOR FINANCIAL DISTRESS THROUGH A BENCHMARKING APPOROACH: A PERFORMANCE ANALYSIS OF BANK BTN COMPARED TO STATE-OWNED BANKS IN INDONESIA. Multidiciplinary Output Research For Actual and International Issue (MORFAI). 6, 4 (Jun. 2026), 5984–5988.