OTTO FITRIANDY; IRENE RINI DEMI PANGESTUTI. THE EFFECT OF INCOME DIVERSIFICATION STRATEGY ON CREDIT RISK AND MARKET RISK IN COMMERCIAL BANKS IN INDONESIA DURING THE COVID-19 PANDEMIC. Multidiciplinary Output Research For Actual and International Issue (MORFAI), [S. l.], v. 5, n. 3, p. 1481–1495, 2025. DOI: 10.54443/morfai.v5i3.3021. Disponível em: https://radjapublika.com/index.php/MORFAI/article/view/3021. Acesso em: 22 jun. 2025.