ANNISA AYULESTARI NOER; NOR NORISANTI; KOKOM KOMARIAH. THE INFLUENCE OF LIFESTYLE AND FINANCIAL TECHNOLOGY ON FINANCIAL BEHAVIOR OF SHOPEE PAYLATER USERS AMONG UMMI STUDENTS. Multidiciplinary Output Research For Actual and International Issue (MORFAI), [S. l.], v. 5, n. 6, p. 3166–3176, 2025. DOI: 10.54443/morfai.v5i6.3421. Disponível em: https://radjapublika.com/index.php/MORFAI/article/view/3421. Acesso em: 29 sep. 2025.