HELMAS SEPTIYO HADI; ABU NAIM; SENA ATMAJA; MARDI. PUBLIC PERCEPTION OF THE POSITIVE AND NEGATIVE IMPACTS OF ONLINE LOANS IN THE DIGITAL ERA IN SERANG CITY. Multidiciplinary Output Research For Actual and International Issue (MORFAI), [S. l.], v. 5, n. 3, p. 5632–5641, 2025. DOI: 10.54443/morfai.v5i3.4159. Disponível em: https://radjapublika.com/index.php/MORFAI/article/view/4159. Acesso em: 8 feb. 2026.