NURUL KHOLIFAH. E-PERCEIVED VALUE AND E-PERCEIVED RISK ON E-LOYALTY WITH E-COMMERCE AS A MODERATING VARIABLE IN CONVENTIONAL BANKING (PRIVATE BANKS) IN INDONESIA. Multidiciplinary Output Research For Actual and International Issue (MORFAI), [S. l.], v. 6, n. 2, p. 2829–2839, 2026. DOI: 10.5281/zenodo.18464194. Disponível em: https://radjapublika.com/index.php/MORFAI/article/view/5069. Acesso em: 15 apr. 2026.