ABDURROHMAN; ABDUL WAHID ALFARIZI; BAMBANG HERMAWAN; PRIATNA WIJAYA; AHMAD SOLIHIN. THE EFFECT OF FINANCIAL LITERACY AND FINTECH USAGE ON STUDENTS’ CONSUMPTIVE BEHAVIOR WITH SELF-EFFICACY AS A MEDIATING VARIABLE. Multidiciplinary Output Research For Actual and International Issue (MORFAI), [S. l.], v. 6, n. 4, p. 4706–4715, 2026. DOI: 10.5281/zenodo.21897501. Disponível em: https://radjapublika.com/index.php/MORFAI/article/view/5483. Acesso em: 4 oct. 2026.