Andik Yulianto, and Puji Harto. 2025. “ANALYSIS OF DIFFERENCES IN FINANCIAL PERFORMANCE OF CONVENTIONAL COMMERCIAL BANKS IN INDONESIA IMPLEMENTING COVID-19 RESTRUCTURING POLICIES”. Multidiciplinary Output Research For Actual and International Issue (MORFAI) 4 (4):1303-15. https://doi.org/10.54443/morfai.v4i4.2336.