Sari Asrini, Dwita Sakuntala, and Lia Nazliana Nasution. 2026. “ANALYSIS OF BIG DATA-BASED FINANCIAL TECHNOLOGY AND AI ON FINANCIAL INCLUSION IN INDONESIA”. Multidiciplinary Output Research For Actual and International Issue (MORFAI) 6 (4):5753-62. https://radjapublika.com/index.php/MORFAI/article/view/5777.