Vip Paramarta, Deny Teguh Setyaji and Alexandra DeSousa Guterres (2025) “OPTIMIZING BPJS CLAIMS MANAGEMENT: AN ANALYSIS OF SUBMISSION ACCURACY, ADMINISTRATIVE PROCESS EFFICIENCY AND ITS IMPACT ON HOSPITAL FINANCIAL SUSTAINABILITY”, MORFAI JOURNAL, 5(1), pp. 8–13. doi: 10.54443/morfai.v5i1.2513.