Febrian Yoga Aditama and Surya Raharja (2025) “THE EFFECT OF HEARDING BIAS AND OVERCONVIDENCE ON CRYPTOCURRENCY INVESTMENT DECISIONS WITH FINANCIAL LITERACY AS A MODERATING VARIABLE (Study on Tokocrypto Official Group Community)”, Multidiciplinary Output Research For Actual and International Issue (MORFAI), 5(1), pp. 85–94. doi: 10.54443/morfai.v5i1.2541.