Febrian Yoga Aditama, and Surya Raharja. “THE EFFECT OF HEARDING BIAS AND OVERCONVIDENCE ON CRYPTOCURRENCY INVESTMENT DECISIONS WITH FINANCIAL LITERACY AS A MODERATING VARIABLE (Study on Tokocrypto Official Group Community)”. Multidiciplinary Output Research For Actual and International Issue (MORFAI) 5, no. 1 (February 28, 2025): 85–94. Accessed October 23, 2025. https://radjapublika.com/index.php/MORFAI/article/view/2541.