Aditya Ramadhan, Dian Masyita, and Elisa Susanti. “CUSTOMER LOYALTY IN DIGITAL BANKING: AN INTEGRATED MODEL OF UX, SECURITY, TRUST, AND SATISFACTION”. Multidiciplinary Output Research For Actual and International Issue (MORFAI) 6, no. 1 (December 23, 2025): 1193–1205. Accessed March 5, 2026. https://radjapublika.com/index.php/MORFAI/article/view/4623.