Ratih Puspitaningrum, Arin Setiyowati, Fatkur Huda. ANALYSIS OF GEN Z PERCEPTION OF MOBILE BANKING OPERATIONAL RISKS OF SYARIAH BANKS (Case Study of Islamic Banking Students of UM Surabaya). MORFAI [Internet]. 2025 May 19 [cited 2025 Oct. 25];5(3):1296-309. Available from: https://radjapublika.com/index.php/MORFAI/article/view/2965