Tri Reswanti, Harjum Muharram. THE INFLUENCE OF RISK GOVERNANCE ON THE PROFITABILITY OF REGIONAL GOVERNMENT-OWNED GENERAL BANKS IN INDONESIA BEFORE AND DURING THE COVID-19 PANDEMIC. MORFAI [Internet]. 2025 May 22 [cited 2025 Oct. 24];5(3):1368-85. Available from: https://radjapublika.com/index.php/MORFAI/article/view/2992