Muhammad Yusra, Nur Afni Yunita, Sri Mulyati, Rany Gesta Putri Rais, Mardiaton. THE EFFECT OF FINANCIAL LITERACY, FINANCIAL BEHAVIOR, DIGITAL PAYMENT, AND THE ABILITY TO PREPARE FINANCIAL REPORTS ON THE PERFORMANCE OF MSMES IN LHOKSEUMAWE CITY. MORFAI [Internet]. 2025 Jul. 25 [cited 2025 Oct. 23];5(6):3491-8. Available from: https://radjapublika.com/index.php/MORFAI/article/view/3576