Helmas Septiyo Hadi, Abu Naim, Sena Atmaja, Mardi. PUBLIC PERCEPTION OF THE POSITIVE AND NEGATIVE IMPACTS OF ONLINE LOANS IN THE DIGITAL ERA IN SERANG CITY. MORFAI [Internet]. 2025 Sep. 29 [cited 2026 Feb. 8];5(3):5632-41. Available from: https://radjapublika.com/index.php/MORFAI/article/view/4159