Fabian Dheano Alamsyah, Yos Sunitiyoso. REPOSITIONING THE INDONESIAN CREDIT CARD INDUSTRY IN THE ERA OF DIGITAL FINANCIAL SERVICES: A SCENARIO PLANNING APPROACH. MORFAI [Internet]. 2026 Jan. 17 [cited 2026 Jan. 22];6(2):2335-4. Available from: https://radjapublika.com/index.php/MORFAI/article/view/4995