Nurul Kholifah. E-PERCEIVED VALUE AND E-PERCEIVED RISK ON E-LOYALTY WITH E-COMMERCE AS A MODERATING VARIABLE IN CONVENTIONAL BANKING (PRIVATE BANKS) IN INDONESIA. MORFAI [Internet]. 2026 Jan. 31 [cited 2026 Jul. 28];6(2):2829-3. Available from: https://radjapublika.com/index.php/MORFAI/article/view/5069