https://radjapublika.com/index.php/MORFAI/issue/feed MORFAI JOURNAL 2025-01-30T00:00:00+00:00 Dr. Rico Nur Ilham, SE., M.M.RSA.CPRM radjapublika@gmail.com Open Journal Systems <p><strong>Multidiciplinary Output Research For Actual and International Issue</strong><strong> (MORFAI)</strong> journal is a multidisciplinary open access journal published (four) times a year. </p> <p>The journal continuously recei­ves contributions that offer constructive ideas, analysis, and discussions, in the forms of reviews, articles, and reports concerne­d with interdisciplinary approaches. The MORFAI welcomes a wide range of theoretical, empirical, and historical perspectives. Possible articles’ topics include, but are not limited to the following: <strong>Economics, Political Science, Law, Human Right, International Business and Management, Agricultural Research, Medical Research, Public Health, Engineering, Sociology, Accounting, Anthropology, Ethnography, Education and Religious Studies.</strong></p> <p>In accordance with the decree issued by <em>the Director General of Higher Education, Research, and Technology of the Ministry of Education, Culture, Research, and Technology</em>, bearing the reference number 177/E/KPT/2024<strong>, </strong>the<strong> "</strong><strong>Multidiciplinary Output Research For Actual and International Issue</strong><strong> (MORFAI)"</strong> journal <strong>has been bestowed with the esteemed National SINTA 3 Ranking. </strong>This accolade pertains to the accreditation of scientific journals for the inaugural period of 2024<strong>.</strong></p> <p>The Editorial Board of <strong>"</strong><strong>Multidiciplinary Output Research For Actual and International Issue</strong><strong> (MORFAI)"</strong> extends its profound appreciation for the unwavering support and trust vested in us by the Review Board and our esteemed authors. Their relentless efforts and commitment to excellence have been instrumental in the publication of scholarly articles that significantly contribute to the advancement of knowledge with substantial societal impact.</p> <p>Despite this notable achievement, the <strong>"</strong><strong>Multidiciplinary Output Research For Actual and International Issue</strong><strong> (MORFAI)"</strong> Editorial Board will not rest on its laurels. We remain steadfast in our pursuit of the highest echelons of academic excellence in the management of scientific journals. Our ultimate objective is to secure <strong>indexing</strong> within the globally recognized <strong>SCOPUS</strong> database.</p> <p><strong>Benefits of Publishing a Multidisciplinary Devotion Journal:</strong></p> <ul> <li><strong>Ease of submission and author care —</strong> Authors are allowed to submit their work through the Open Journal System.</li> <li><strong>Open Access —</strong> Free to readers, with an affordable article processing fee (APC) paid by the author or their institution.</li> <li><strong>Speed ​​—</strong> We apply In-Press to all accepted manuscripts and provide peer review to maintain the integrity of the information.</li> <li><strong>Visibility —</strong> With our open access policy, we are committed to promoting your work as widely as possible and providing as much visibility and exposure as possible for your articles.</li> <li><strong>Multisection —</strong> Authors have the option to publish articles and technical notes</li> <li><strong>Indexing —</strong> Articles Are Indexed Locally and Internationally.</li> </ul> <p>E-ISSN: <a href="https://issn.lipi.go.id/terbit/detail/20211025280094153" target="_blank" rel="noopener"><strong>2808-6635</strong></a></p> https://radjapublika.com/index.php/MORFAI/article/view/2406 DECISION SUPPORT SYSTEM USING WEIGHTED PRODUCT METHOD IN CHIPS MATERIAL SELECTION (CASE STUDY: HASTI FAMILY CHIPS BUSINESS) 2025-01-20T23:48:48+00:00 Luqman Nul Hakim luqman.200170255@mhs.unimal.ac.id Safwandi luqman.200170255@mhs.unimal.ac.id Risawandi luqman.200170255@mhs.unimal.ac.id <p class="Abstrak"><span lang="IN" style="font-size: 11.0pt;">This study designs a decision support system to help the owner of the Hasti Family chips business choose the optimal raw materials in making cassava, banana, and breadfruit chips. The Weighted Product (WP) method is used as a multi-criteria decision-making method by considering criteria such as chip color, chip texture, chip taste, chip durability and fruit price. Criteria data and alternative raw materials are processed using WP calculations to produce the best alternative ranking. The result is a web-based decision support system that implements the WP method, presents an interface for entering data and displays the best alternative ranking. This system improves the efficiency of decision-making, minimizes the risk of selecting inappropriate raw materials, improves product quality, and supports business growth. The results of the research on the decision support system for selecting chips ingredients show that this system determines the best ingredients by finding the final value of the V vector search from 3 cassava data, 3 banana data and 3 breadfruit data that will be entered into the system and get results from butter cassava, which has the highest V value of 0.38311467, followed by wak banana with an impressive V value of 0.398763354, and Bali breadfruit, which has a prominent V value of 0.350015233. The conclusion of this study is that the designed application is able to optimize the process of selecting raw materials for chip production more efficiently, quickly, and this system not only accelerates decision making but also ensures more structured and reliable data recording.</span></p> 2025-01-24T00:00:00+00:00 Copyright (c) 2025 Luqman Nul Hakim, Safwandi, Risawandi https://radjapublika.com/index.php/MORFAI/article/view/2214 IMPACT OF ISRAELI-HAMAS WAR ON EDUCATION/LEARNING AND LEARNERS’ MENTAL HEALTH IN ISRAEL, GAZA STRIP AND THE USA: A SYSTEMATIC REVIEW OF LITERATURE 2024-12-05T16:48:37+00:00 Josephine Oranga josephineoranga@kisiiuniversity.ac.ke <p><em>Educators hope that Israel and the Gaza Strip’s experience during the corona-virus pandemic will make the management of education and learning during the current Israeli-Hamas war a little easier as education systems grapple with trauma amongst teachers and learners, on both sides of the divide.&nbsp; It is not clear how long this situation will last, but it definitely means putting on hold the traditional scheduled educational programmes and progress, in most instances, in favour of&nbsp; online&nbsp; and hybrid make-shift educational programmes with the hope that normalcy returns soon. In times of crisis, ideally, the population of learners affected by the crisis need clear directives and frameworks coupled with caring and sensitive teachers and frequent in-person and hybrid meetings amongst teachers and learners to provide re-assurance and hope. Notably, the main dynamic during war is the learners’ constant fear of attacks to them or their families as uncertainty looms large.&nbsp; This fear leads to anxiety, thereby adversely impacting the learners’ mental well-being. This paper, thus, discusses educational situation with regard to Israel, Gaza and to a limited extent, the USA, in light of the latest Israeli–Hamas conflict that began on October the 7th, 2023, following a Hamas attack on Israeli civilians leading to retaliatory attacks from Israel.&nbsp; Accordingly, the main impacts of the war are disruption of education systems and structures, shift to remote learning, psychological trauma and insecurity and fear amongst learners.</em></p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Josephine Oranga https://radjapublika.com/index.php/MORFAI/article/view/2399 THE EFFECT OF CORE CAPITAL, QUALITY OF GOVERNANCE IMPLEMENTATION ON THE PROFITABILITY OF RURAL BANKS IN KALIMANTAN WITH CREDIT RISK AS A MEDIATION VARIABLE 2025-01-18T00:55:41+00:00 Budi Rahman rahman2867@gmail.com Irene Rini Demi Pangestuti 2irenerinidp@live.undip.ac.id <p>Rural banks (BPR) have an important role in supporting financial inclusion, especially in remote areas. This study examines the effect of core capital and governance quality on profitability with credit risk as a mediating variable at BPRs in Kalimantan during the period 2016–2023. Using quantitative methods with secondary data, the research sample consisted of 51 BPRs with 326 observations after outlier adjustment. The analysis was conducted with SPSS 26.0 using path analysis two-fold regression. The results of the study show that the first regression shows that core capital has a significant negative effect on credit risk (sig. 0.002; coefficient -0.172), the quality of governance implementation as measured by the decrease in the value of the governance composite has a significant positive effect on increasing credit risk (sig. 0.086; coefficient 0.094). The second regression shows that core capital has a significant positive effect on profitability (ROA) (sig. 0.023; coefficient 0.112), while the quality of governance implementation as indicated by the decrease in the value of the governance composite is not significant (sig. 0.338; coefficient 0.115). Credit risk was found to have a significant negative effect on profitability (sig. 0.000; coefficient -0.368). The Sobel test shows that credit risk is able to mediate the relationship between core capital and profitability (sig. 0.00380 &lt; 0.10; Coef 0.063), and credit risk can also mediate the relationship between the quality of governance implementation and profitability (sig. 0.0933 &lt; 0.10; Coef -0.034).</p> 2025-01-20T00:00:00+00:00 Copyright (c) 2025 Budi Rahman, Irene Rini Demi Pangestuti https://radjapublika.com/index.php/MORFAI/article/view/2420 HISTORICAL INTERPRETATION OF SOCIETAL COHESION IN TAMIL TEMPLES 2025-01-24T12:36:17+00:00 V. Biresan probiresan@gmail.com V. Thirumurugan thiruauhis2000@gmail.com <h3>This study delves into the historical significance of Tamil temples as crucial loci of societal cohesion, transcending their primary role as places of worship. Functioning as multifaceted institutions, Tamil temples have historically unified communities through their contributions to education, the arts, economic activities, and cultural preservation. This research critically examines their capacity to foster harmony among diverse social strata while simultaneously embodying and influencing the hierarchical framework of Tamil society. Through an interdisciplinary scrutiny of architectural features, epigraphic records, and ritual practices, the study unveils the complex interplay between tradition and societal structure within these sacred spaces. By situating Tamil temples at the nexus of cultural identity and social integration, this work offers a nuanced understanding of their enduring legacy in navigating the intricate dynamics of caste, tradition, and cultural transformation.</h3> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 V. Biresan, V. Thirumurugan https://radjapublika.com/index.php/MORFAI/article/view/2418 POLICY IMPLEMENTATION HOSPITAL MANAGEMENT INFORMATION SYSTEM (SIMRS) AT THE KABELOTA REGIONAL GENERAL HOSPITAL 2025-01-24T12:29:39+00:00 Syavira Andina Anjar syaviraandina@gmail.com Syahruddin Hattab syaviraandina@gmail.com Vidyanto syaviraandina@gmail.com <p>This study aims to find out and analyze the implementation of the Hospital Management Information System (SIMRS) policy at the Kabelota Regional General Hospital (RSUD) of Donggala Regency in 2024. Research Method: This study uses a qualitative approach with primary and secondary data types. Data collection techniques include in-depth interviews, observations, and documentation studies. Informants are selected purposively, including medical staff, non-medical, and technical personnel who are directly involved in SIMRS operations. Data analysis uses the Miles and Huberman interactive model, including the stages of data condensation, data presentation, and conclusion / verification as well as Analysis of Strengths, Weaknesses, Opportunities, and Threats (SWOT) &nbsp;The results of the research, the implementation of the SIMRS policy at Kabelota Donggala Hospital as a whole has been running well, but it has not been fully optimal. Aspects of communication, disposition/attitude, and bureaucratic structure showed positive results. However, there are significant challenges, such as internet network instability, hardware limitations, and lack of advanced training for staff. The IFAS and EFAS analysis placed hospitals in Quadrant I (Aggressive Strategy), indicating that hospitals have opportunities to leverage external factors to improve internal weaknesses and strengthen existing strengths. In conclusion, With the improvement of technological infrastructure, recruitment of additional IT personnel, and continuous training, the implementation of SIMRS at Kabelota Donggala Hospital can be optimized to support more efficient and quality health services.</p> <p>&nbsp;</p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Syavira Andina Anjar, Syahruddin Hattab, Vidyanto https://radjapublika.com/index.php/MORFAI/article/view/2416 ADOPTION OF E-COMMERCE PLATFORMS AMONG KASHMIRI ENTREPRENEURS: TRENDS AND CHALLENGES 2025-01-24T12:23:26+00:00 Amir Arshid kk455159@gmail.com Asif Bashir geoasif01@gmail.com <p style="margin: 0cm; text-align: justify; text-justify: inter-ideograph;"><span lang="EN-US" style="font-size: 11.0pt;">This treatise delves into the burgeoning adoption of e-commerce platforms by Kashmiri entrepreneurs, examining the intricate dynamics underpinning this digital transformation. The study illuminates the duality of e-commerce as both an opportunity and a challenge within the unique socio-economic and geopolitical context of Kashmir. Entrepreneurs entrenched in traditional sectors such as handicrafts, horticulture, and tourism are increasingly leveraging digital platforms to amplify market access, mitigate operational expenditures, and diversify revenue streams. Despite these advancements, the region grapples with formidable impediments, including precarious internet infrastructure, pervasive digital illiteracy, and a deficit of trust in online transactions. Employing a mixed-methods approach, this inquiry amalgamates quantitative data from structured surveys and qualitative insights from semi-structured interviews, encompassing a diverse cohort of entrepreneurs. The findings elucidate critical enablers of e-commerce proliferation, such as the advent of localized platforms, the ascendancy of social media as a marketing conduit, and governmental interventions fostering digital entrepreneurship. Concurrently, the research underscores persistent barriers, including logistical conundrums, cybersecurity vulnerabilities, and sociocultural constraints, particularly affecting women entrepreneurs. The study posits that a synergistic approach encompassing infrastructural enhancement, capacity-building initiatives, and tailored policy frameworks is imperative to galvanize the e-commerce ecosystem in Kashmir. By addressing these structural challenges, e-commerce could metamorphose the region’s economic paradigm, fostering resilience and empowering marginalized demographics. This paper, thus, contributes to the discourse on digital inclusivity and sustainable entrepreneurship in developing territories, presenting a compelling case for the transformative potential of digital commerce.</span></p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Amir Arshid, Asif Bashir https://radjapublika.com/index.php/MORFAI/article/view/2233 THE DIFFERENCES BETWEEN PRAGMATIC AND IDEOLOGICAL LEADERSHIP IN ORGANIZATION: A SYSTEMATIC LITERATURE REVIEW 2024-12-09T23:51:23+00:00 Danny Philipe Bukidz danny.bukidz@uph.edu Genesis Sembiring Depari danny.bukidz@uph.edu Elisabeth Marlina Sari Lintong danny.bukidz@uph.edu <p><strong><em>Introduction/Main Objectives:</em></strong><em> This study aims to analyze and compare existing literature on pragmatic and idealistic leadership, specifically examining the differences between these leadership styles within organizations. The goal is to develop a more comprehensive understanding of these two approaches and how they contrast with one another. <strong>Background Problems:</strong>&nbsp; The research may face background challenges due to inadequate understanding of the differences between pragmatic and idealistic leadership, as well as the advantages and disadvantages of each style. Moreover, it may be necessary to investigate the perceptions of various stakeholders such as followers, peers, and superiors towards these leadership styles. <strong>Novelty: </strong>Prior research has predominantly examined these leadership styles in isolation ; however, this study seeks to present a more comprehensive analysis by exploring both their distinctions and commonalities. <strong>Research Methods:</strong> A Systematic Literature Review is expected to include an analysis of existing studies sourced from five reputable journals indexed in the scopus database. <strong>Finding/Results:</strong> Pragmatic leadership is flexible and adaptable, emphasizing context-dependent approaches that prioritize relationships within a community. Ideological leadership, on the other hand, involves leaders who have a strong belief in a particular ideology or set of values that guide their decision-making and actions. <strong>Conclusion:</strong> the articles suggest that modern leaders need to be both pragmatic and idealistic to succeed. They should have a strong belief in their vision or set of values while also being flexible and adaptable to the current situation.</em></p> <p><em>&nbsp;</em></p> 2025-01-24T00:00:00+00:00 Copyright (c) 2025 Danny Philipe Bukidz, Genesis Sembiring Depari, Elisabeth Marlina Sari Lintong https://radjapublika.com/index.php/MORFAI/article/view/2403 THE EFFECT OF CASH FLOW AND NET PROFIT ON STOCK PRICES WITH DIVIDENDS AS INTERVENING VARIABLES IN ISLAMIC BANKING LISTED ON THE INDONESIA STOCK EXCHANGE FOR THE PERIOD 2018 – 2022 2025-01-20T07:38:18+00:00 Vina Adelia vinaadelia028@gmail.com Rahmi Syahriza rahmi.syahriza@uinsu.ac.id Aqwa Naser Daulay aqwanaserdaulay@uinsu.ac.id <p>This study aims to determine the Effect of Cash Flow and Net Profit on Stock Prices Through Dividends in Islamic Banking Listed on the Indonesia Stock Exchange for the 2018-2022 Period. The type of research used in this study is <em>Explanatory Research </em>with a quantitative method . This study uses 60 research samples derived from panel data of Islamic banking companies listed on the Indonesia Stock Exchange from 2018 to 2022. Data processing in this study uses the help of Smart PLS, with the stages of analysis carried out in this study, namely the outer model including composite stability and cronbach alpha, then the inner model which includes: r-square (r2) and hypothesis testing with t-statistics and indirect effect tests. The results of Smart PLS in this study on the t-statistic test are Cash Flow has no effect on Stock Price, Net Income has an effect on Stock Price, Dividends have an effect on Stock Price, Cash Flow has no effect on Dividends, Net Income has an effect on Dividends, while the results of the path analysis show that Cash Flow has no effect on Stock Price Through Dividends, Net Income has an effect on Stock Price Through Dividends. This indicates that Dividends are a significant mediator in the relationship between Net Income and Stock Price, where higher net income increases dividends, which in turn can increase stock prices. While cash flow does not always reflect the overall performance of the company because its operations are based on sharia principles that avoid usury. Therefore, cash flow fluctuations may not have a significant effect on dividends or investor decisions in assessing stock prices.</p> 2025-01-20T00:00:00+00:00 Copyright (c) 2025 Vina Adelia , Rahmi Syahriza, Aqwa Naser Daulay https://radjapublika.com/index.php/MORFAI/article/view/2422 DEVELOPMENT OF PAI MATERIALS BASED ON QUIPER SCHOOL APPLICATION TO IMPROVE STUDENTS' LEARNING OUTCOMES MADRASAH ALIYAH YASPIB 1 BITUNG 2025-01-26T13:58:43+00:00 Nurhayati nurhayati.sahibe@iain-manado.ac.id Wadan Y. Anuli2 nurhayati.sahibe@iain-manado.ac.id Abrari Ilham nurhayati.sahibe@iain-manado.ac.id <p>This research aims to reveal the stages in developing school based on learning materials quipper effective for studying the subject of Islamic religious education. The material developed has the following characteristics: it is online, and includes a variety of media components, namely text, images, sound, and video, which is inputted through the application quipper school, from the aspect of learning, materials, and media, and the percentage of students who achieve mastery learned after using this learning media. This research is a research and development. The development of these materials is done through five stages consists of analysis, design, production, testing, and distribution. The analysis phase includes the analysis of the purpose of making and shape the product manufacture. The design phase includes procedures for inputting text material in the form pdf / powerpoint, instructional videos shaped material, exam, homework (PR). The production stage includes the income of all the ingredients are there, synchronization and test the flow of the program. Test phase consists of a limited due diligence review by subject matter experts and media specialists, and field tests that include: preliminary field testing, playing field testing, and operational field testing. The distribution stages disseminate the revised product to the user. Data were collected using observation sheets, questionnaires and tests, and analyzed with descriptive statistics. The trial results are used to improve school quipper based on learning materials development results. The results of expert validation Morals Aqeedah material shows that the material quality is good, with a score of 3.69. Likewise, media experts assess media quality is very good, with a score of 4.65. The trial results showed that the students' ratings of the quality of materials are well developed. Aspects of learning had a mean score of 4.51 (very good), the material aspects of 4.55 (very good) and media aspects of 4.77 (very good). The mean overall score of 4.61 that is included in the criteria very well. Total percentage of students who achieve mastery learning (minimum value "75") after the use of learning materials based on quipper school, as many as 90% with a mean score of pre-test of 52.33 and its mean score of post-test of 98.66 and is included in the category of "Very Good".</p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Nurhayati, Wadan Y. Anuli2, Abrari Ilham https://radjapublika.com/index.php/MORFAI/article/view/2419 TERRORISM PREVENTION WITH INTELLIGENCE-LED POLICING AND PREDICTIVE POLICING COLLABORATION IN SOUTH SUMATERA REGION 2025-01-24T12:33:45+00:00 Marzuki Ismail ahmadmarzuq2021@gmail.com Ade Mulya ade.mulya@polri.go.id Suardi Jumaing suardijumaing@gmail.com Bayu Yuliantoro Kenzeibayu16@gmail.com Nurasih Romadloni riconurilham@unimal.ac.id Heriyanto Kandati Kenzeibayu16@gmail.com <p>This article aims to describe the pattern of terrorism prevention with the collaboration of Intelligence-Led Policing and Predictive Policing in the South Sumatra region. Until now, there has only been one terrorist attack in South Sumatra, namely the shooting of a Christian junior high school teacher in Palembang City in 2008 with the motive that the teacher often insulted students who wore headscarves at his school. So far, the South Sumatra Regional Police have succeeded in preventing terrorist attacks, as evidenced by several arrests made before the terrorist attacks in 2017, 2018 and 2020. However, the concept of preventing terrorist attacks has not been carried out systematically by the Intelligence Function at the South Sumatra Regional Police. The prevention carried out has not been systematically through the intelligence-led policing process so that it can predict the potential threat of terrorist attacks. So far, prevention patterns have been carried out by the intelligence of Densus 88 Polri. The involvement of the South Sumatra Regional Police Intelligence is still minimal in efforts to prevent terrorism.</p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Marzuki Ismail, Ade Mulya, Suardi Jumaing, Bayu Yuliantoro, Nurasih Romadloni, Heriyanto Kandati https://radjapublika.com/index.php/MORFAI/article/view/2317 SHARIA PRINCIPLES IN WEALTH MANAGEMENT: THEORY AND PRACTICE 2024-12-25T01:34:30+00:00 Windari wwindariok@uinsyahada.ac.id Sugianto wwindariok@uinsyahada.ac.id Marliyah wwindariok@uinsyahada.ac.id <p><em>Sharia-based wealth management is increasingly important in the context of global finance that demands a fair and ethical approach. This article aims to explore the application of sharia principles in wealth management, with a focus on the challenges and opportunities faced in practice. This study uses a qualitative method with data collection through interviews and observations in Islamic financial institutions to understand how these principles are applied in day-to-day operations. The data used include interviews with financial institution managers, customers, and sharia experts, as well as document analysis related to wealth management policies and practices. The results of the study indicate that although Islamic financial institutions have great potential to improve community welfare through ethical wealth management, they still face various challenges in implementing sharia principles consistently. Interesting findings from this study indicate that the lack of understanding of sharia financial products among the community is a major obstacle. In addition, inconsistent regulations also reduce the effectiveness of the application of sharia principles in practice. The implications of this study indicate the need to improve sharia financial literacy among the community and develop clearer regulations to support the growth of this sector.</em></p> 2025-01-28T00:00:00+00:00 Copyright (c) 2025 Windari, Sugianto, Marliyah https://radjapublika.com/index.php/MORFAI/article/view/2417 ANALYSIS OF THE INFLUENCE OF TRADE CREDIT INSURANCE SERVICES, ENTREPRENEURIAL ORIENTATION ON UMKM PERFORMANCE MODERATED BY GOVERNMENT SUPPORT Study on Trade Finance Services of PT. Bank Rakyat Indonesia (Persero) Tbk for Export MSMEs in Central Java Reg 2025-01-24T12:26:13+00:00 Gigieh Perkasa gigieh.perkasa@gmail.com Yoestini yoestiniimam@gmail.com <p>MSMEs have a strategic role in supporting national economic growth, especially through their contribution to the export sector. However, many exporting MSMEs face various challenges, such as international trade risks and limited entrepreneurial orientation, which can affect their performance. To overcome these challenges, trade credit insurance is present as one of the financial solutions that helps protect MSMEs from the risk of default. In addition, entrepreneurial orientation is an important factor in encouraging MSME competitiveness and innovation. In this context, government support is expected to moderate the influence of these two factors on improving the performance of exporting MSMEs. This study aims to analyze the effect of trade credit insurance and entrepreneurial orientation on the performance of export MSMEs, by considering government support as a moderating variable. This study was conducted on the trade finance service of PT. Bank Rakyat Indonesia (Persero) Tbk for export MSMEs in Central Java. Data collection was conducted through a survey of 150 respondents who were export MSME actors. Data analysis used multiple linear regression methods with statistical software. The results of the study indicate that trade credit insurance has a positive and significant effect on the performance of export MSMEs, as well as entrepreneurial orientation. However, government support does not moderate the effect of trade credit insurance on the performance of export MSMEs. On the contrary, government support is proven to strengthen the effect of entrepreneurial orientation on the performance of export MSMEs. This finding indicates that MSMEs that have access to trade credit insurance services and have a high entrepreneurial orientation can improve their export performance. Government support plays an important role in strengthening the positive impact of entrepreneurial orientation on export performance. This study contributes to the development of policies that support the performance of export MSMEs, especially in optimizing trade finance services and supporting programs from the government.</p> 2025-01-26T00:00:00+00:00 Copyright (c) 2025 Gigieh Perkasa, Yoestini https://radjapublika.com/index.php/MORFAI/article/view/2297 PSYCHOLOGY OF STRATEGIC LEADERSHIP: UNVEILING COGNITIVE BIASES AND EMOTIONAL INFLUENCE 2024-12-22T03:13:29+00:00 Usman Jayadi ujayadi@gmail.com Nur Sayidah nur.sayidah@unitomo.ac.id Sri Utami Ady sri.utami@unitomo.ac.id <p><em>Strategic leadership plays a crucial role in steering organizations through the complexities of a rapidly evolving global landscape. In today's competitive environment, effective leadership transcends informed decision-making and technical expertise, encompassing a deep understanding of the psychological dynamics that influence decisions. This study examines the psychological foundations of strategic leadership, emphasizing the impact of cognitive biases and emotional intelligence on leadership behaviors and decision-making processes. Key cognitive biases such as overconfidence, confirmation bias, and anchoring are explored for their potential to distort leaders' perceptions and strategic choices. Concurrently, the role of emotional intelligence, including self-awareness, self-regulation, empathy, and relationship management, is analyzed for its capacity to enhance leadership effectiveness by mitigating the adverse effects of these biases. Utilizing a qualitative approach, the research incorporates literature review, expert interviews, and case studies to investigate how cognitive biases disrupt decision-making and how emotional intelligence can counterbalance these distortions. Findings indicate that integrating emotional intelligence training and bias mitigation strategies into leadership development programs significantly improves strategic leadership effectiveness. However, challenges remain in consistently applying these techniques, particularly in high-pressure situations. Therefore, ongoing and dynamic leadership development initiatives are essential to ensure the effective application of emotional intelligence and cognitive bias mitigation in strategic decision-making.</em></p> 2025-01-02T00:00:00+00:00 Copyright (c) 2025 Usman Jayadi, Nur Sayidah, Sri Utami Ady https://radjapublika.com/index.php/MORFAI/article/view/2336 ANALYSIS OF DIFFERENCES IN FINANCIAL PERFORMANCE OF CONVENTIONAL COMMERCIAL BANKS IN INDONESIA IMPLEMENTING COVID-19 RESTRUCTURING POLICIES 2024-12-31T05:52:41+00:00 Andik Yulianto andik.yulianto@ojk.go.id Puji Harto pujiharto@lecturer.undip.ac.id <p>This study analyzes the differences and effects of credit restructuring policies on the financial performance of Conventional Commercial Banks in Indonesia during the normal period (2017–2019) and the Covid-19 pandemic (2020–2022). Financial performance is measured through the capital adequacy ratio (CAR), credit quality (NPL), liquidity (LDR), and profitability (ROA). The fixed factor in this study is credit restructuring, while the covariate is the amount of credit. The sample includes 56 Conventional Commercial Banks that implemented credit restructuring policies in the period 2017–2022. Data analysis was carried out using the t-test to compare the average values ​​between groups, and the MANCOVA test to analyze the relationship and influence between variables. The results of the study showed significant differences in CAR, LDR, and ROA, but not in NPL, between the normal and pandemic periods. In addition, credit restructuring policies and the amount of credit together have a significant effect on the financial performance (CAR, NPL, LDR, and ROA) of banks during both periods. This study confirms the importance of credit restructuring policies in influencing bank performance in different economic conditions.</p> 2025-01-02T00:00:00+00:00 Copyright (c) 2025 Andik Yulianto, Puji Harto https://radjapublika.com/index.php/MORFAI/article/view/2389 MANAGEMENT OF TOURIST VILLAGE MANAGEMENT IN BALI: STRATEGIES, CHALLENGES, AND OPPORTUNITIES 2025-01-15T14:52:06+00:00 Dadang Hermawan dadang@stikom-bali.ac.id I Made Darsana made.darsana@ipb-intl.ac.id <p>This study aims to analyze the social impacts, income inequality, sustainability of community-based waste management programs, and the effectiveness of the implementation of Governor Regulation No. 10 of 2022 in managing tourist villages in Bali. A qualitative approach was employed by integrating literature studies, in-depth interviews, and policy analysis. The findings reveal that the management of tourist villages has significant social impacts on local communities, including increased economic dependence on tourism and shifts in traditional cultural values. Income inequality among tourist villages is influenced by accessibility, management quality, and infrastructure. The sustainability of community-based waste management programs relies heavily on the active participation of younger generations in fostering environmental awareness. Meanwhile, the implementation of Governor Regulation No. 10 of 2022 faces challenges such as limited accessibility to remote villages and insufficient human resource capacity. This study also highlights that digitalization, through the utilization of social media and augmented reality (AR) technology, can serve as an effective strategy to enhance the competitiveness and sustainability of tourist villages.</p> 2025-01-16T00:00:00+00:00 Copyright (c) 2025 Dadang Hermawan, I Made Darsana https://radjapublika.com/index.php/MORFAI/article/view/2329 THE IMPORTANCE OF AWARENESS OF COLLABORATION BETWEEN TEACHERS AND PARENTS IN IMPROVING THE LEARNING INTEREST OF ELEMENTARY EDUCATION STUDENTS 2024-12-28T15:04:47+00:00 Chintyawaty chintyawaty278@gmail.com Oktaviani Adhi Suciptaningsih Chintyawaty.2421038@student.um.ac.id Siti Mas’ulah Chintyawaty.2421038@student.um.ac.id <p>The purpose of this study is to analyze the importance of collaborative awareness between teachers and parents together to increase students' interest in learning at the elementary school level. Qualitative methods with a descriptive approach are the approaches used in this study, where data can be obtained through in-depth interviews, observations, and documentation studies. The subjects of the study included teachers, parents, and students at one of the elementary schools in Tana Tidung Regency, North Kalimantan. The study shows that good collaboration between teachers and parents has a significant impact on increasing students' learning motivation, both through intensive communication, involvement in school activities, and support for learning at home. The main factor in the success of this collaboration is a shared awareness of the importance of synergy in building a conducive learning environment. The conclusion of this study emphasizes that collaboration between teachers and parents is a key element in increasing students' interest and learning outcomes. These findings contribute to designing collaboration-based education strategies to improve the quality of learning.</p> 2025-01-02T00:00:00+00:00 Copyright (c) 2025 Chintyawaty, Oktaviani Adhi Suciptaningsih, Siti Mas’ulah https://radjapublika.com/index.php/MORFAI/article/view/2371 IMPLEMENTATION OF OUTCOME BASED EDUCATION (OBE) CURRICULUM ON THE QUALITY OF ACCOUNTING DIPLOMA GRADUATES AT ACEH POLYTECHNIC 2025-01-08T15:53:09+00:00 Hilmi hilmi@unimal.ac.id Rizki Ramadhan rizkiramadhan@politeknikaceh.ac.id Meutia Handayani meutiahandayani@politeknikaceh.ac.id Ardian ardian@politeknikaceh.ac.id Dewi Maya Sari dewi@politeknikaceh.ac.id <p>The implementation of the Outcome-Based Education (OBE) curriculum in the D3 Accounting Study Program is an effort to prepare graduates with skills relevant to the current job market needs. This study aims to analyze the implementation of the OBE curriculum in the program, focusing on skills that support job readiness, such as critical thinking, effective communication, collaboration, and creativity. The research method used is a qualitative approach with data collection techniques through observation, interviews, and document studies. The research results indicate that the implementation of the OBE curriculum has increased the relevance of learning to the demands of the workforce, but still faces challenges such as limited resources and the need to expand collaboration with external parties. These findings indicate that the OBE curriculum is effective in equipping students with the practical skills needed in Industry 5.0, while also developing their academic and professional potential. The implications of this research are expected to serve as a reference for other educational institutions in implementing the OBE curriculum, particularly in the D3 Accounting Study Program.bstract also written in English containing key issues, objectives, methods and results. Abstract written in a single paragraph is, no more than 200 words. (Times New Roman 11, single space, and italics).</p> 2025-01-10T00:00:00+00:00 Copyright (c) 2025 Hilmi, Rizki Ramadhan, Meutia Handayani, Ardian, Dewi Maya Sari https://radjapublika.com/index.php/MORFAI/article/view/2277 IMPLEMENTATION OF OCCUPATIONAL HEALTH AND SAFETY (OHS) FOR HARVESTING EMPLOYEES IN PALM OIL PLANTATIONS 2024-12-18T15:03:49+00:00 Rachmat Ramadhan Siregar delpulungan@itsi.ac.id Delyana Rahmawany Pulungan delpulungan@itsi.ac.id Zulham Effendi delpulungan@itsi.ac.id Adi Widjajanto delpulungan@itsi.ac.id Habib Prayitno mhdihwanuddin07@gmail.com Mhd. Andi Rasyid mhdihwanuddin07@gmail.com <p><em>This research aims to determine the implementation, potential hazards, and factors that can influence the application of occupational health and safety (OHS) among oil palm harvest workers in oil palm plantations. This research was conducted over a period of 4 months, from March to July 2023. The testing used a quantitative descriptive method and Ishikawa diagram analysis. The research population consists of 45 harvesting employees, and the sample used is a saturated sample, meaning the entire population was taken as respondents for this study. &nbsp;The research results indicated that the implementation of Occupational Health and Safety (OHS) for harvest employees at a palm oil plantation in one of the government plantations has been carried out very well. Socialization and education for workers, accompanied by supervision, are very helpful in preventing workplace accidents on the oil palm plantation. Supervision from the company helps change employees' behavior to comply with safety and health work SOPs.</em></p> 2024-12-21T00:00:00+00:00 Copyright (c) 2025 Rachmat Ramadhan Siregar, Delyana Rahmawany Pulungan, Zulham Effendi, Adi Widjajanto, Habib Prayitno, Mhd. Andi Rasyid https://radjapublika.com/index.php/MORFAI/article/view/2362 INTEGRATION OF VIRTUAL REALITY IN FOREIGN LANGUAGE TEACHING: ENHANCING EFFECTIVENESS AND STUDENT ENGAGEMENT 2025-01-07T01:42:53+00:00 Latifatul Isro'iyah tifafufefo@gmail.com <p>The integration of Virtual Reality (VR) technology into foreign language teaching has emerged as a transformative approach to enhance both the effectiveness and engagement of students. This study explores the impact of VR on language acquisition by examining its ability to provide immersive and interactive learning environments that traditional classroom settings may lack. A mixed-methods research design was employed, combining quantitative measures of language proficiency with qualitative assessments of student engagement and motivation. The study involved 200 participants from various educational institutions, utilizing VR applications specifically designed for language learning. Results indicate a significant improvement in language proficiency scores among students who engaged with VR-based instruction compared to those who received conventional teaching methods. Additionally, qualitative data revealed heightened levels of motivation, engagement, and positive attitudes toward language learning within the VR group. The findings suggest that VR can facilitate experiential learning, contextual understanding, and real-time feedback, thereby addressing common challenges in language education such as lack of practice opportunities and limited exposure to native speakers. The study also discusses the implications for curriculum design, teacher training, and the scalability of VR technologies in diverse educational settings. While acknowledging potential barriers such as cost and accessibility, the research underscores the potential of VR to revolutionize foreign language education by creating dynamic, learner-centered environments that foster deeper cognitive and affective engagement. Future research directions include longitudinal studies to assess long-term language retention and the exploration of VR's role in developing advanced language skills such as pronunciation and conversational fluency.</p> 2025-01-07T00:00:00+00:00 Copyright (c) 2025 Latifatul Isro'iyah https://radjapublika.com/index.php/MORFAI/article/view/2211 MISAPPLICATION OF LAW IN THE APPEAL PROCESS FOR ANNULMENT OF ARBITRATION AWARDS 2024-12-04T15:36:44+00:00 Shinta Aulia Siahaan gatots@fh.untar.ac.id Raden Mas Gatot Prasetyo Soemartono gatots@fh.untar.ac.id <p><em>Arbitration is increasingly recognized as an effective forum for dispute resolution. One of the key advantages of arbitration is its principle of finality and binding nature, which limits the availability of legal remedies. However, Article 70 of the Indonesian Arbitration Act paves the way for parties to submit an application for annulment of arbitral awards to the District Court, but only on specific, limited grounds. Furthermore, a party may appeal to the Supreme Court regarding the annulment of arbitration awards issued by the District Court, positioning the Supreme Court as the final arbiter in such cases. In practice, there have been instances where the Supreme Court has misapplied the law, seemingly disregarding evidence acknowledged by the District Court. This has led to significant legal uncertainty. This study aims to identify the legal misapplications made by the Supreme Court during the appeal process for annulment of arbitral awards. Utilizing a normative research methodology, this research analyzes existing laws and regulations to address these issues. The findings conclude that one of the legal standards applied by the Supreme Court during the appeal stage contradict Indonesia's arbitration law, undermining the integrity of the arbitration&nbsp;process.</em></p> 2025-01-02T00:00:00+00:00 Copyright (c) 2025 Shinta Aulia Siahaan, Raden Mas Gatot Prasetyo Soemartono https://radjapublika.com/index.php/MORFAI/article/view/2346 ANALYSIS OF THE IMPLEMENTATION OF CHARACTER EDUCATION TOWARDS STUDENTS THROUGH SCIENCE LESSONS IN GRADE VIII OF PRIVATE SMP BHAYANGKARI 3 RANTAUPRAPAT 2025-01-03T14:42:07+00:00 Kholijah Harahap kholijahharahap192@gmail.com Rosmidah Hasibuan kholijahharahap192@gmail.com Risma Delima Harahap kholijahharahap192@gmail.com <p>This study aims to evaluate the character development of eighth-grade students at Bhayangkari 3 Rantauprapat Private Middle School, specifically within science lessons. Character education is essential for fostering positive traits among students, both within the school and its surrounding environment. Effective implementation of character education requires teachers to embody and impart values that enhance students' moral and social competencies. The primary objective of this research is to assess the extent of character education implementation and provide a comprehensive analysis of students' levels of responsibility, discipline, honesty, and cooperation. Utilizing a quantitative methodology, the study sampled 35 eighth-grade students from Bhayangkari 3 Rantauprapat Private Middle School. Data were collected through questionnaires and observational methods, focusing on indicators such as responsibility, discipline, honesty, and cooperation. The findings indicate that the overall implementation of character education is effective, with students achieving an average score of 93%. Specifically, the religious indicator scored very good, nationalism 65.9%, independence 85%, integrity 86.1%, and mutual cooperation 87.8%. These results demonstrate that the character education program at Bhayangkari 3 Rantauprapat Private Middle School successfully cultivates essential character traits among students. Despite a slight variation in the nationalism indicator, the overall data suggest that the character abilities of the eighth-grade students are well-developed and commendable. Therefore, the study concludes that the character education initiatives at Bhayangkari 3 Rantauprapat Private Middle School effectively promote positive student character, contributing to a conducive learning environment.</p> 2025-01-06T00:00:00+00:00 Copyright (c) 2025 Kholijah Harahap, Rosmidah Hasibuan, Risma Delima Harahap https://radjapublika.com/index.php/MORFAI/article/view/2395 EXPLORATION OF LOCAL WISDOM IN CORN CULTIVATION (ZEA MAYS L. SACCHARATA STURT) IN INCREASING FARMERS’ INCOME IN SEI SIARTI VILLAGE, PANAITENGAH DISTRICT, LABUHANBATU REGENCY 2025-01-15T23:09:45+00:00 Jasman Hasibuan jasmanhsb24@gmail.com Khairul Rizal jasmanhsb24@gmail.com Ika Ayu Putri Septyani jasmanhsb24@gmail.com Fitra Syawal Harahap jasmanhsb24@gmail.com Deci Irmayani jasmanhsb24@gmail.com <p>This study aims to analyze the potential integration of local wisdom in corn cultivation practices in Sei Siarti Village to improve farmers' welfare and support environmental sustainability. The research method involved field surveys, interviews, and observations of cultivation structures and natural resource management systems. The data were analyzed using multiple linear regression to evaluate the relationship between the application of local wisdom and farmers' income enhancement. The findings reveal that traditional practices, such as selecting adaptable crop varieties, eco-friendly soil management techniques, and natural pest control methods, contribute to sustainable productivity while maintaining ecosystem balance. Integrating local knowledge with modern agricultural technology is expected to enhance food security and improve the quality of life for farmers in the future. Therefore, government support and training in the application of environmentally friendly technology is highly recommended.</p> 2025-01-16T00:00:00+00:00 Copyright (c) 2025 Jasman Hasibuan, Khairul Rizal, Ika Ayu Putri Septyani, Fitra Syawal Harahap, Deci Irmayani https://radjapublika.com/index.php/MORFAI/article/view/2331 JOKO WIDODO GOVERNMENT'S RESPONSE IN ADDRESSING THE POST-COVID-19 PANDEMIC HUMAN TRAFFICKING TREND IN INDONESIA 2024-12-29T00:18:35+00:00 Nisa Khoerunisa riconurilham@unimal.ac.id Faisal Fadilla Noorikhsan riconurilham@unimal.ac.id Rendi Wandani riconurilham@unimal.ac.id Halwa Siti Alawiah riconurilham@unimal.ac.id <p><em>After escaping the pandemic, Indonesia faces a complex problem, namely the spike in human trafficking. Although not a new case, the crime of human trafficking is increasingly widespread with a new modus operandi. Joko Widodo as head of state faces challenges amidst the sluggish economy accompanied by the massive actions of human traffickers in carrying out their transnational crimes. The new mode adds to the spike in cases throughout 2023. Those who are vulnerable to becoming victims are migrant workers and ABK. Both the pandemic and human trafficking are threats to national security. The relationship between the two has given rise to a number of new cases that not only threaten individual security, but also spread to become serious threats to community and political security. In this study, the author wants to analyze the increasingly widespread phenomenon of human trafficking accompanied by the steps and efforts that have been taken by the government. This study uses qualitative as a way to approach the problem. The results of the study show various efforts that can be made by the Joko Widodo government to reduce the number of trafficking, such as collaborative cooperation resulting from the restructuring of the task force that has been formed, improving regulations to prevent dualism, strict law enforcement, economic empowerment, and optimizing multilateral cooperation by taking advantage of the opportunity as chairman of ASEAN in 2023.</em></p> 2025-01-07T00:00:00+00:00 Copyright (c) 2025 Nisa Khoerunisa, Faisal Fadilla Noorikhsan, Rendi Wandani, Halwa Siti Alawiah https://radjapublika.com/index.php/MORFAI/article/view/2378 INTELLECTUAL PROPERTY RIGHTS REGARDING LEGAL CERTAINTY OF BEAUTY CLINIC PRODUCT LOGO BRAND 2025-01-12T16:15:04+00:00 Muhammad Rifzal Alief Ramadhan muhrifzalar@sugenghartono.ac.id Azhar Rashed muhrifzalar@sugenghartono.ac.id Adiatama Wira Buana muhrifzalar@sugenghartono.ac.id <p>This study aims to analyze the judge's considerations and legal consequences of the cancellation of registered trademarks and determine the party who has the right to be the actual holder of trademark rights to the issuance of intellectual property rights trademarks and product logos. Law Number 20 of 2016 concerning Trademarks and Geographical Indications states that registered trademark owners can file a lawsuit against other parties who without the right to use the Trademark that has similarities in principle or all for similar goods and/or services by filing a lawsuit for compensation and/or termination of acts related to the use of the Trademark. With this article, it can benefit registered trademark owners to be able to file a lawsuit against parties who try to piggyback on their brands to make profits. The problem is that the use of trademarks that contain similarities is basically proven to violate the provisions of Article 21 paragraph 1 of Law Number 20 of 2016 concerning Trademarks and Geographical Indications, showing that trademark law enforcement in Indonesia has not been carried out effectively that the theory of legal effectiveness according to Soekanto which states that the effectiveness of law enforcement can be influenced by certain factors, including legal factors, law enforcement factors, community factors, and cultural factors. In conclusion, the Judge has an important role in deciding the Trademark dispute case because it is to interpret the law so that it is possible for the judge to find legal value and even create a legal rule as contained in case law. These reasons or arguments are intended as the judge's accountability rather than his decision to the community, so that therefore they have objective value.</p> 2025-01-16T00:00:00+00:00 Copyright (c) 2025 Muhammad Rifzal Alief Ramadhan, Azhar Rashed, Adiatama Wira Buana https://radjapublika.com/index.php/MORFAI/article/view/2367 ENHANCING MSME MARKETING PERFORMANCE THROUGH KNOWLEDGE MANAGEMENT: DIGITAL CAPABILITY AND DIGITAL INNOVATION AS MEDIATING VARIABLES 2025-01-08T07:00:49+00:00 Fitri Yutika fitri.yutika@itbss.ac.id Febiwenesya Forever febiwenesya@itbss.ac.id <p>This study examines the impact of Knowledge Management (KM) on Marketing Performance in Micro, Small, and Medium Enterprises (MSMEs), with Digital Capability and Digital Innovation as mediating variables. A quantitative approach was employed, analyzing data from 150 MSMEs in West Kalimantan using Structural Equation Modeling (SEM) with SmartPLS software. The findings reveal that KM significantly influences Marketing Performance both directly and indirectly through Digital Innovation, which acts as a partial mediator. Conversely, Digital Capability does not significantly mediate the relationship between KM and Marketing Performance, indicating its limited role without effective integration into marketing strategies. The results underscore the crucial role of Digital Innovation in enhancing Marketing Performance, suggesting that MSMEs should prioritize innovation-driven strategies supported by robust KM practices. To achieve optimal outcomes, MSMEs are advised to integrate KM with a strong focus on Digital Innovation while improving the application of Digital Capability within their marketing frameworks. These insights provide valuable implications for managerial and policy-level interventions to bolster MSME competitiveness in the digital era.</p> 2025-01-11T00:00:00+00:00 Copyright (c) 2025 Fitri Yutika, Febiwenesya Forever https://radjapublika.com/index.php/MORFAI/article/view/2212 POLICY IMPLEMENTATION APPOINTMENT OF PRINCIPAL FROM MOVER TEACHERS IN WEST NUSA TENGGARA PROVINCE IN 2024 (IMPLEMENTATION OF MINISTER OF EDUCATION, CULTURE, RESEARCH AND TECHNOLOGY REGULATION NUMBER 40 OF 2021) 2024-12-04T15:39:44+00:00 I Ketut Budiarthi boginet.arthi@gmail.com Agus Joko Purwanto boginet.arthi@gmail.com Muhammad Nur Affandi boginet.arthi@gmail.com <p><em>The implementation of the principal appointment policy in West Nusa Tenggara Province in 2024 has not met government expectations. This policy is based on the Ministry of Education, Culture, Research, and Technology Regulation Number 40 of 2021 concerning the assignment of teachers as principals. The requirement for mover &nbsp;teacher to become principals, as stipulated in Article 2, paragraph c, has not been fully implemented, even though two years have passed since the regulation was enacted and the availability of teacher leader competency certificates has been met. This study aims to analyze the implementation of the policy of appointing principals from teacher leaders from the aspects of communication, resources, disposition, and bureaucratic structure. The next objective is to reveal the inhibiting and enabling factors in the implementation of the policy. This is a qualitative study using a post-positivist approach, where data processing and analysis use the DAPA (Data Analysis Procedure by Application) technique with Nvivo 12 Plus. This study found that the implementation of principal appointments in three regional governments, namely West Lombok Regency, West Sumbawa Regency, and the Provincial Government, has been carried out in stages, both manually and through the implementation of the KSPS system. In terms of communication, the policy implementation was conveyed to regional governments through the provincial education office and district/city education offices through socialization activities, workshops, and coordination meetings. Supporting resources for this policy have been almost fully provided by the government. The disposition or attitude of the implementers generally supports this policy. The bureaucratic structure of the policy has been designed by the government, so regional governments feel that there is no need to develop SOPs, supported by the use of the KSPS system, which has various advantages such as automated administrative selection, integration with the dapodik, ekinerja, PMM, and other systems that simplify the appointment communication process. The revelation of inhibiting and supporting factors, as well as the analysis of the implementation of this policy, has resulted in a new, more comprehensive, and participatory policy implementation model/strategy.</em></p> 2025-01-16T00:00:00+00:00 Copyright (c) 2025 I Ketut Budiarthi, Agus Joko Purwanto, Muhammad Nur Affandi https://radjapublika.com/index.php/MORFAI/article/view/2359 EFFECTIVENESS OF TRANSFORMATIONAL LEADERSHIP STYLE ON EMPLOYEE JOB SATISFACTION THROUGH ORGANIZATIONAL CULTURE ON TURNOVER INTENTION AT GARMENT COMPANY X IN TANGERANG 2025-01-06T14:06:58+00:00 Berlianingsih Kusumawati 24030600001@student.umj.ac.id Irpan Hidayat Hasibuan 24030600003@student.umj.ac.id Marya Yenni 24030600013@student.umj.ac.id Maswanto maswanto@umj.ac.id Nandan Limakrisna amarta.nandan@gmail.com <p>This study aims to analyze the effectiveness of transformational leadership style on employee job satisfaction through organizational culture on turnover intention in a garment company. Transformational leadership, known for its ability to inspire and motivate employees, is hypothesized to have a positive influence on employee job satisfaction and turnover intention. However, this influence is suspected to be strengthened or mediated by a strong and supportive organizational culture. The research methodology is descriptive quantitative using a structured questionnaire to measure perceptions of transformational leadership, organizational culture, job satisfaction, and turnover intention with a sample size of 150 employees. The verification analysis used in this study is Structural Equation Modeling (SEM) statistics with Smart PLS 4.0 software. The results of this study are expected to show that transformational leadership can significantly increase employee job satisfaction, and this effect becomes stronger in the context of a positive organizational culture, leading to lower turnover intention. These findings will provide important contributions to management theory and business practice, emphasizing the importance of transformational leadership style and organizational culture in enhancing employee well-being and company performance.</p> 2025-01-07T00:00:00+00:00 Copyright (c) 2025 Berlianingsih Kusumawati , Irpan Hidayat Hasibuan , Marya Yenni , Maswanto, Nandan Limakrisna https://radjapublika.com/index.php/MORFAI/article/view/2170 THE LIABILITY OF FREIGHT FORWARDING SERVICE PROVIDERS AND CONSUMER PROTECTION CONCERNING THE LOSS OF GOODS IN SHIPMENT 2024-11-30T12:56:22+00:00 Balraj Kaur balraj.205210221@stu.untar.ac.id Richard Chandra Adam balraj.205210221@stu.untar.ac.id <p><em>This study aims to analyze the liability of expedition service providers and consumer protection related to the loss of goods, focusing on Decision Number 62/Pdt.Sus-BPSK/2023/PN.Mkd. The expedition business has significant growth potential, driven by increasing logistics demands, which encourages courier companies to offer various delivery services. However, these services are not always satisfactory, as issues of lost goods frequently occur. Such incidents can be categorized as breaches of contract since expedition companies failed to fulfill their obligations to consumers, raising questions about the liability of business actors and consumer protection against the loss of goods during shipment. This research employs a normative juridical method with a statutory approach. The findings indicate that business actors are obliged to compensate for the value of the lost goods in accordance with the provisions of the Consumer Protection Law. In the case of J&amp;T Cargo, the compensation offered was significantly below the value of the lost goods, resulting in consumer dissatisfaction and prompting objections to be filed in court. This study recommends stricter enforcement of the law to protect consumers and ensure that business actors fulfill their obligations under applicable legal provisions. It also highlights the importance of resolving disputes through legal channels to provide certainty for consumers and improve service quality in the goods delivery industry.</em></p> 2025-01-02T00:00:00+00:00 Copyright (c) 2025 Balraj Kaur, Richard Chandra Adam