Vol. 3 No. 2 (2023): July

Amrin, Abdullah. 2006. Sharia Insurance. PT. Elex Media Komputindo Gramedia Group: Jakarta.

Please, Sofyan Syafri. 2004. Islamic Accounting. Issue 1 Printing 4. PT. Earth Script: Jakarta.

Ishmael. 2011. Banking Sharia. Print 1.Kencana: Jakarta

Jusup, Haryono. 2011. Fundamentals of Accounting Volume I. Edition 1. Printing 1. YKPN College of Economics: Yogyakarta.

Islamic Financial Institutions. Edition 1. ANDI: Yogyakarta.

Rivai, Veithzal H. and Andria Permata Veithzal. 2008. Islamic Financial Management. Issue 1. Print 1.

PT. RajaGrafindo Persada. Head of Ivory: Jakarta.

Rozalinda. 2016. Sharia Economic Jurisprudence. Issue 1. Print 1. PT. RajaGrafindo Persada. Depok : Jakarta.

Sjahdeini, Sutan Remy. 2014. Sharia Banking_Products and Legal Aspects. Edition 1 Print 1. Kencana: Jakarta.

Absah, Y., Sadalia, I., Yuliaty, T., & Ilham, R. N. (2023). Msmes In Medan City During the New Normal. QUALITY Access to Success, Vol. 24, No. 193/ March 2023, 24(193), 322–327. https://doi.org/10.47750/QAS/24.193.36

Agustian, H., Ilham, R. N., Sinta, I., & Feinberg, B. (2021). Analysis Of Common Size On BSI ( BankK Syariah Indonesia ) In 2020-2021. Journal of Accounting Research, Utility Finance and Digital Assets, 195–202.

Amanda, S. T., Akhyar, C., & Ilham, R. N. (2023). THE EFFECT OF INFLATION, EXCHANGE EXCHANGE, INTEREST RATE ON STOCK PRICE IN THE TRANSPORTATION SUB-SECTOR, 2018-2020. Journal of Accounting Research, Utility Finance and Digital Assets.

Azizah, N., Manik, M. B. R., & Ilham, R. N. (2023). ANALYSIS OF FINANCIAL PERFORMANCE IN THE HOME INDUSTRY OF KERUPUK TEMPE IN MATANG MUNYE, SYAMTALIRA ARON SUB-DISTRICT. Journal of Accounting Research, Utility Finance and Digital Assets, 304–311.

Edyansyah, T., Ahyar, J., Ilham, R. N., & ... (2022). the Influence of Segmenting, Targeting and Positioning Strategies on Purchase Decisions At Zhalsa. Id Stores in Lhoksukon City. Jurnal Ilmiah MEA …, 6(3), 1253–1262. http://journal.stiemb.ac.id/index.php/mea/article/view/2540%0Ahttps://journal.stiemb.ac.id/index.php/mea/article/download/2540/1229

F, F., F, F., Khaddafi, M., Heikal, M., Abbas, D., & Nur Ilham, R. (2021). Influence of Income For Mudharabah Results And Murabahah Margin Income on Profit Sharia Bank Business In Indonesai Period 2015-2019. Morfai Journal, 1(1), 49–62. https://doi.org/10.54443/morfai.v1i1.15

Ferian, Akhyar, C., Ilham, R. N., & Subhan, M. (2023). THE EFFECT OF LEVERAGE, SYSTEMATIC RISK, FIRM SIZE, GROWTH OPPORTUNITY AND ROA ON EARNING RESPONSE COEFFICIENT IN PHARMACEUTICAL COMPANIES ON THE INDONESIA STOCK EXCHANGE. Journal of Accounting Research, Utility Finance and Digital Assets, 233–243. http://jaruda.org/index.php/go/article/view/44%0Ahttp://jaruda.org/index.php/go/article/download/44/30

Fuadi, F., Nur, M. M., Arliansyah, A., Ilham, R. N., & ... (2022). Increasing the Capacity of Zakat Managers Through Zakat Accounting Training Towards Public Accountability in the City of …. International Review of Practical Innovation, Technology And Green Energy. Volume 2 No.2, 69–74. http://radjapublika.com/index.php/IRPITAGE/article/view/314

Fuadi, Hasibuan, A. F. H., Ilham, R. N., Falahuddin, Wahyuddin, Khaddafi, M., Munandar, & Saputra, J. (2021). Investigating the effect of micro Waqf bank sector expansion on poverty alleviation: An evidence from Indonesia rural communities. Proceedings of the International Conference on Industrial Engineering and Operations Management, 4150–4158.

Fuadi, M. Z., Brusa, J. O., Ilham, R. N., & Sinta, I. (2021). ANALYSIS OF COMMON SIZE PROFIT AND LOSS STATEMENTS PT. SIANTAR TOP PERIOD 2020-2021. Journal of Accounting Research, Utility Finance and Digital Assets, 1–7.

Handayani, T. W., Sari, M., Yulanda, A. A., Agustina, M., Yusriani, F., & Nur, R. (2022). ANALYSIS OF PENSIONER CREDIT GROWTH RATE AT NASARI SAVINGS AND LOAN COOPERATIVE IN LHOKSEUMAWE. Journal of Accounting Research, Utility Finance and Digital Assets, 279–285.

Heikal, M., Ilham, R. N., Khaddafi, M., & Fuadi. (2022). Accelerate Economic Growth of Lhokseumawe City with Application of Supply Chain and Main Strategic Commodity Model Based on Sharia During the Covid-19 Pandemic. Quality - Access to Success, 23(191), 137–142. https://doi.org/10.47750/QAS/23.191.16

Hilfandi, M. F., & Ilham, R. N. (2022). The Effect Of Hotel Tax Collection , Restaurant Tax And Entertainment Tax On The Original Regional Density In Medan City. Journal of Accounting Research, Utility Finance and Digital Assets, 69–78.

Hulu, Y. A., Cindy, C., Gani, S., Sinurat, M., & Ilham, R. N. (2022). The Relationship between Non-Performing Loans and Size on Leverage in Indonesia Stock Exchange. International Journal of Finance, Economics and Business, 1(3), 231–236. https://doi.org/10.56225/ijfeb.v1i3.62

Ichsan, Umaruddin Usman, Cut Putri Mellista Sari, T Aulia Ramadhan, Muhammad Fazil, R. N. I. and M. K. (n.d.). APPLICATION OF THE INFLATION CONTROL MOD MODEL IN MAINTAININ FOOD SECURITY DURING THE COVID-19 PANDEMIC IN LANGSA CITY. 614–621. https://doi.org/10.5281/zenodo.6891750

Ichsan, I., & Nur Ilham, R. (2021). Commodity Prospects of Aceh Province During the Covid-19 Pandemic. Irpitage Journal, 1(1), 19–21. https://doi.org/10.54443/irpitage.v1i1.22

Ilham, R. N., & Akhyar, C. (2019). THE INFLUENCE OF AUDITOR QUALITY, CORPORATE GOVERNANCE, AND TAX PLANNING ON PROFIT MANAGEMENT. Journal of Accounting Research, Utility Finance and Digital Assets, 296–303.

Ilham, R. N., Erlina, Fachrudin, K. A., & Silalahi, A. S. (2019a). Challenges in Application the Efficient of Capital Market in Indonesia. Advances in Economics, Business and Management Research, Volume 100, January. https://doi.org/10.2991/icoi-19.2019.91

Ilham, R. N., Erlina, Fachrudin, K. A., & Silalahi, A. S. (2019b). Challenges in Effective Application of the Indonesian Capital Market. Advances in Economics, Business and Management Research, 100(Icoi), 523–526.

Ilham, R. N., Erlina, Fachrudin, K. A., & Silalahi, A. S. (2019c). Positive Effect in Efficient Application of Corporate Social Responsibility in PT.Indonesia Asahan Aluminium as an Indicator Enhancement Efforts Public Welfare North Sumatra. Advances in Economics, Business and Management Research, Volume 100, 100, 548–552. https://doi.org/10.2991/icoi-19.2019.96

Ilham, R. N., Irawati, H., Nurhasanah, N., Inuzula, L., Sinta, I., & Saputra, J. (2022). Relationship of Working Capital Management and Leverage on Firm Value: An Evidence from the Indonesia Stock Exchange. Journal of Madani Society, 1(2), 64–71. https://doi.org/10.56225/jmsc.v1i2.129

Ilham, R. N., Putri, D. E., Sinta, I., Siregar, L., & Saprudin. (2022). Pengaruh Good Corporate Governance, Free Cash Flow, dan Leverage Terhadap Earning Management Dengan Kualitas Audit Sebagai Variabel Moderasi. Jurnal Ilmu Manajemen, 10(4), 1144–1159. www.idx.co.id.

Irada Sinta, Rico Nur Ilham, Muhammad Multazam, Rista Sihombing, S. P. S. (2021). THE EFFECT OF COUNTRY OF ORIGIN AND CELEBRITY ENDORSEMENT ON PURCHASE DECISIONS VIVO SMARTPHONE PRODUCTS (Case Study on Cellular Global Customers in Tebing Tinggi City). International Conference on Health Science, Green Economics, Educational Review and Technology 2021, 298–304.

Juanda, R., Risky, M., & Ilham, R. N. (2023). THE INFLUENCE OF GROWTH OF MICRO SMALL AND MEDIUM ENTERPRISES (UMKM) AND UNEMPLOYMENT ON GROWTH INDONESIAN ECONOMY. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration, 188–202.

Karoso, S., Riinawati, R., Ilham, R. N., Rais, R. G. P., & Latifa, D. (2022). Analyzing the Relationship of Work Environment and Quality of Work Life on Employee Performance: The Mediating Role of Organizational Commitment. Journal of Madani Society, 1(3), 167–173. https://doi.org/10.56225/jmsc.v1i3.140

Khaddafi, M., Heikal, M., F, F., Ichsan, I., F, F., D, D., Fauzul Hakim Hasibuan, A., M, M., Chalirafi, C., & Nur Ilham, R. (2021). Webinar Socialization of Presidential Regulations Related to Digital Transformation and Strengthening Economic Foundations in Digitalization Era. Irpitage Journal, 1(1), 22–25. https://doi.org/10.54443/irpitage.v1i1.23

Khaddafi, M., Heikal, M., & Ilham, R. N. (2022). SURVEY RESULTS OF MANUFACTURER PRICE IN THE BANK INDONESIA LHOKSEUMAWE MONTH OF SEPTEMBER 2022. International Review of Practical Innovation, Technology And Green Energy, September, 162–170.

Khaddafi, M., & Ilham, R. N. (2022). RESULTS OF PRICES SURVEY FOR MANUFACTURERS OF BANK INDONESIA WORKING AREA LHOKSEUMAWE. International Review of Practical Innovation, Technology And Green Energy. Volume 2 No.2, 39–46.

L, L., Mariani Sinurat, Y., Syafrizal, R., & Nur Ilham, R. (2021). BUMDES Management Training in Sei Bamban District Based on Cognitive Cointegration Method. Irpitage Journal, 1(1), 1–12. https://doi.org/10.54443/irpitage.v1i1.18

Lala Merlita, Ian Wooton, Rico Nur Ilham, I. S. (2022). ANALYSIS COMMON SIZE FOR ASSESSING FINANCES AT PT. AIR ASIA INDONESIA TBK. Journal of Accounting Research, Utility Finance and Digital Assets, 1–6.

Lasta Irawan, A., Multazam, M., Nur Ilham, R., & Kayacilar, C. (2021). Influence of Product Quality on Consumer Purchase Interest With Customer Satisfaction As a Variable Intervening in Black Online Store Market Lhoksumawe City. International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET), 1(1), 1–10. https://doi.org/10.54443/ijset.v1i1.1

Mahdawi, Notonegoro, K., Rustam, R., Saputra, J., Ilham, R. N., Hutauruk, R. P. S., Damanik, S. W. H., & Siregar, A. (2021). The effect of local own-source revenue and capital expenditure on economic growth: An empirical evidence from Aceh province, Indonesia. Proceedings of the International Conference on Industrial Engineering and Operations Management, 149–157.

Mahdawi, Ratnawati, N., Saputra, J., Ilham, R. N., Siahaan, R., Jayanti, S. E., Sinurat, M., & Nainggolan, P. (2021). The effect of population growth on economic growth: An evidence from Indonesia. Proceedings of the International Conference on Industrial Engineering and Operations Management, September, 141–148.

Maisyura, Ti Aisyah, R. N. I. (2022). TRANSFORMATIONAL LEADERSHIP IN ORGANIZATIONAL TRANSFORMATION. Jurnal Ekonomi, Volume 11, No 03 Desember 2022.

Marbawi, Rico Nur Ilham, Muhammad Multazam, T.M Azani, I. (2022). THE INFLUENCE OF BRAND PERCEPTION ON THE DECISION TO USE JNE EXPRESS DELIVERY SERVICES WITH CONSUMER ATTITUDE AS AN INTERVENING VARIABLE (Case Study on JNE Customers Tebing Tinggi City). International Conference on Health Science, Green Economics, Educational Review and Technology 2022, 343–349.

Muliani, Rico Nur Ilham, Chairil Akhyar, S. M. (2021). THE INFLUENCE OF PROFIT MANAGEMENT AND FINANCIAL PERFORMANCE ON COMPANY VALUE IN BUILDING MATERIALS CONSTRUCTION SUB-SECTOR COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE FOR THE 2018-2021 PERIOD. Journal of Management Research, Utility Finance and Digital Assets, 323–335.

No, J. M. (2021). Literary and Historical Notes of Pennsylvania Colony: A Model of Multicultural Society.

Rahayu, M., & Ilham, R. N. (2022). THE INFLUENCE OF CASH TURNOVER, RECEIVABLES TURNOVER AND INVENTORY TURNOVER ON THE ECONOMIC PROFITABILITY OF REGISTERED PHARMACEUTICAL COMPANIES ON THE INDONESIAN STOCK EXCHANGE PERIOD 2017-2021. Journal of Management Research, Utility Finance and Digital Assets.

Rahmaniar, Rico Nur Ilham, Irada Sinta, P. L. J. (2022). ANALYSIS OF FACTORS AFFECTING CUSTOMER SATISFACTION WITH MS GLOW SKIN CARE IN KOTA TEBING TINGGI. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration, 773–782.

Raza, H., Furqan, M., & Ilham, R. N. (2022). The Effect Of Accounting Study Club And Online-Based Mentoring On Student Academic Achievement With Motivation As An Intervening Variable : An Analysis Of Accounting Student Behavior During The Covid-19 Pandemic. Journal of Positive School Psychology 2022, Vol. 6, No. 8, 3554-3569, 6(8), 3554–3569.

Raza, H., Idayanti, L., & Ilham, R. N. (2021). Factors Affecting Moral Hazard Behavior in Village Fund. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration, 113, 435–454.

Raza, H., Irawan, D., & Ilham, R. N. U. R. (n.d.). STRATEGY TO MAXIMIZE DOMESTIC INTERNAL MONETARY FACTORS IN OVERCOMING NON-PERFORMING LOANS ( NPL ) OF RURAL BANKS DURING COVID-19 PANDEMIC : AN EMPERICAL STUDY FROM INDONESIA. 1270–1278. https://doi.org/10.5281/zenodo.6731475

Rico Nur Ilham, Lala Merlita, Muhammad Multazam, T.M Azani, I. (2022). THE INFLUENCE OF APPLICATION OF COMPENSATION SYSTEM ON EMPLOYEE TURNOVER INTENTION AT PT.AUTO PADU KUALA TANJUNG BATUBARA WITH WORK MOTIVATION AS AN INTERVENING VARIABLE. International Conference on Health Science, Green Economics, Educational Review and Technology 2022, 337–342.

Sadalia, I., Ilham, R. N., Erlina, Fachrudin, K. A., & Silalahi, A. S. (2019). Risk and Return Bitcoin. DLSU Business & Economics Review, 28(3), 8–15.

Sari, R. N. (2017). Correlation of Coordination and Communication on Service Excellent At the Bpjs Kesehatan of Kabanjahe Branch Office. Unimed International Conference on Economics and Business, 2017. http://digilib.unimed.ac.id/id/eprint/28266

Siahaan, R. (2017). THE EFFECT OF IMPLEMENTATION OF MANAGEMENT INFORMATION SYSTEM ON OPERATIONAL DECISION MAKING ON PT.SOCFIN INDONESIA PALM OIL MILL UNIT BANGUN BANDAR NORTH SUMATERA. Unimed International Conference on Economics and Business, 2017. http://digilib.unimed.ac.id/id/eprint/28271%0Ahttp://digilib.unimed.ac.id/28271/2/cover.pdf

Sihombing, R., Maffett, M. G., Ilham, R. N., & Malikussaleh, B. U. (2022). FINANCIAL RATIO ANALYSIS AND COMMON SIZE TO ASSESS FINANCIAL PERFORMANCE AT PT ASTRA AGRO LESTARI TBK AND ITS SUBSIDIARIES. Journal of Accounting Research, Utility Finance and Digital Assets, 139–147.

Simbolon, S., Susanto, A., & Nur, R. (2022). Analysis of the Effect of Human Resource Planning , Quality of Work Life and Compensation on Employee Work Performance at PT . Supermarkets Maju Bersama Medan. International Journal Of Artificial Intelegence Research ISSN: 2579-7298 Vol 6, No 1.1, 2022, 6(1). https://doi.org/10.29099/ijair.v6i1.1.514

Sinta, I., Husna, A., & Ilham, R. N. (2023). IDENTIFICATION OF PRODUCTION COSTS IN TEMPE UD MAWAR SARI AGROINDUSTRY IN UTEUN BAYI VILLAGE BANDA SAKTI SUB- DISTRICT LHOKSEUMAWE CITY. Jurnal Ekonomi, Volume 12, No 01, 2023 ISSN: 2301-6280, 12(01), 1708–1716.

Sinta, I., Ilham, R. N., Malikussaleh, U., & Malikussaleh, U. (2022). Utilization of Digital Media in Marketing Gayo Arabica. International Review of Practical Innovation, Technology And Green Energy, 103–108.

Sinta, I., Ilham, R. N., Multazam, M., & Azani, T. M. (2021). THE EFFECT OF PRICE DISCOUNTS ON CUSTOMER SATISFACTION WITH IN STORE DISPLAY AS AN INTERVENING VARIABLE ( Case Study on Rizky Net Bandar Masilam Customers Simalungun Regency ). International Conference on Health Science, Green Economics, Educational Review and Technology 2021, 285–290.

Sinta, I., Ningsih, A., & Ilham, R. N. U. R. (n.d.). COMPARATIVE ANALYSIS OF COMPETITIVE ADVANTAGES FROM JOITN BUSINESS GROUP “KUB KERIPIK GOSONG” AS ONE OF MIRACLE BY INDONESIA SMALL AND MEDIUM ENTERPRISES SECTOR. 531–542. https://doi.org/10.5281/zenodo.6655459

SINURAT, R. N. I. M. (2017). THE EFFECT OF IMPLEMENTATION OF MANAGEMENT INFORMATION SYSTEMS AND SERVICE INNOVATION TO CUSTOMER LOYALTY WITH COMPETITIVE ADVANTAGES AS A MODERATING VARIABLE AT FAST FOOD RESTAURANT IN MEDAN CITY. Unimed International Conference on Economics and Business, 2017.

Siregar, F. P., Darmayanti, M., Putra, B. A., Nurrzai, A., Ilham, R. N., & Malikussaleh, B. U. (2022). ANALYSIS OF CAPITAL AND CREDIT ASSISTANCE FOR MICRO-BUSINESS GROUPS BY THE SHARIA EMPLOYEE COOPERATIVE OFFICE OF PT. ISKANDAR MUDA FERTILIZER LHOKSEUMAWE CITY. Journal of Accounting Research, Utility Finance and Digital Assets, 25, 279–284.

Sugiharto, Maas, L. T., Sadalia, I., Ilham, R. N., & Sinurat, M. (2021). Opportunity Funding Model to Increase Economic Value Added MSMEs Sector at Moment of Pandemic Covid-19. Proceedings of the 3rd International Conference on Business and Management of Technology (ICONBMT 2021), 202(Iconbmt), 244–251. https://doi.org/10.2991/aebmr.k.211226.032

Suryani, S. P., Zysman, J., Akhyar, C., Sinta, I., Ilham, R. N., & Malikussaleh, B. U. (2021). ANALYSIS OF COMMON SIZE PT. SEMEN INDONESIA (PERSERO) Tbk. Journal of Accounting Research, Utility Finance and Digital Assets, 188–194.

Syafii, M., Rahman, A., Hakim, S., Ilham, R., & Saragih, M. (2022). The Role of Zakat in Alleviating Poverty: Case Study from North Sumatera BAZNAS Institution Province. https://doi.org/10.4108/eai.11-10-2021.2319605

Syafrizall, A., & Ilham, R. N. (2019). EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, OPERATING EXPENSES AND OPERATIONAL INCOME ON PROFITABILITY AT PT. BANK ACEH SYARIAH. Journal of Management Research, Utility Finance and Digital Assets, 312–322.

Syahputra, A., Indriani, F., Gunawan, D., Sinurat, M., Ilham, R. N., Hutauruk, R. P. S., & Zalukhu, R. S. (2022). The Effect of Social Media Instagram, Customer Experiences and Electronic Word of Mouth toward Tourist Visiting Decision at Alam Datuk Beach, Kuala Tanjung, Indonesia. Frontiers in Business and Economics, 1(2), 70–78. https://doi.org/10.56225/finbe.v1i2.87

Syech Idrus a,, Kamalina Din Jannah b, Muhammad Bagus Adi Wicaksono c, S. M. P., & Tanjung d, F. A. (2022). Digital Transformation and Artificial Intelligence in Marketing for Startups Using a Customer Knowledge Management Approach. International Journal Of Artificial Intelegence Research ISSN: 2579-7298 Vol 6, No 1, June 2022, 6(1). https://doi.org/10.33422/3rd.conferenceme.2021.06.238

T. Edyansyah, Juni Ahyar, Rico Nur Ilham, Chalirafi, S. (2022). THE EFFECT OF PSYCHOGRAPHIC LIFESTYLE ON PURCHASE DECISIONS AT HANGING CAFES IN SOUTHWEST ACEH DISTRICT. JIMEA | Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi) Vol. 6 No. 1, 2022, 6(1), 1017–1029.

Wahyuddin, W., Marzuki, M., Khaddafi, M., Ilham, R. N., & Sinta, I. (2022). A Study of Micro, Small and Medium Enterprises (MSMEs) during Covid-19 Pandemic: An Evidence using Economic Value-Added Method. Journal of Madani Society, 1(1), 1–7. https://doi.org/10.56225/jmsc.v1i1.123

YUSRIZAL, AQWA NASER DAULAY, N. A. B. R. (2017). THE ANALYSIS OF FOREIGN EXCHANGE RESERVES IN INDONESIAN SINCE 2004-2016. Unimed International Conference on Economics and Business, 2017.