Role Regulation In Guard Stability Financial System In Indonesia: A Study Of The Authorities Service Finance (Ojk) And Challenge Digital Financial Sector
DOI:
10.5281/zenodo.20553220Published:
2025-05-30Downloads
Abstract
Regulation in the financial industry plays a crucial role in maintaining financial system stability, protecting consumers, and ensuring the continued and transparent operation of financial institutions. This study aims to examine the role and effectiveness of regulation in the Indonesian financial industry, with a particular focus on the role of the Financial Services Authority (OJK) in overseeing and developing the financial sector, including the digital financial sector. Through an in-depth literature review, this study seeks to provide insight into how implemented regulations can support financial sector growth while addressing challenges arising from the development of financial technology. The findings of this study are expected to provide more effective policy recommendations to support sustainable financial system stability.Keywords:
Financial Regulation Financial Services Authority (OJK) Fintech Digital Financial Sector Financial Technology Indonesian Financial IndustryReferences
Arner, D. W., Barberis, J., & Buckley, R. P. (2017). FinTech, RegTech, and the reconceptualization of financial regulation. Northwestern Journal of International Law & Business.
Barth, J. R., Caprio, G., & Levine, R. (2013). Bank regulation and supervision in 180 countries from 1999 to 2011. Journal of Financial Economic Policy.
Gorton, G., & Metrick, A. (2012). Regulating the shadow banking system. Brookings Papers on Economic Activity.
Hasudungan, J., Sijabat, M. Y., & Napitupulu, S. (2025). Pengaruh regulasi Otoritas Jasa Keuangan terhadap pertumbuhan industri asuransi di Indonesia. Sosains: Jurnal Ilmiah Sosial dan Humaniora.
Khumairok, A. (2025). Regulasi hukum perbankan dalam menghadapi inovasi fintech di era Society 5.0. Jurnal Manajemen dan Inovasi.
Mishkin, F. S. (2019). The economics of money, banking, and financial markets (12th ed.).
Pearson Education.
Selasi, D., Kurniasih, N., & Sundayana, R. (2024). Peran regulasi OJK dalam pengembangan pasar modal syariah di Indonesia. Jurnal Mufakat.
Siagian, R., Siregar, T., & Lubis, A. (2025). Peran regulasi lembaga keuangan dalam menjaga stabilitas sistem keuangan di Indonesia. Jurnal Riset Perbankan dan Keuangan.
Utami Aprilia, D., Putri, A. R., & Saputra, R. (2024). Regulasi OJK terhadap layanan pinjaman online dalam perlindungan konsumen. Jurnal Cendekia Hukum Indonesia.
License
Copyright (c) 2025 Feby Melanie, Ruri Prihatini Lubis, Dasar Martinus Sembiring, Said Iqbal Zaini, Sahri Muda, Rudi Iskandar, Ade Farnan Saragih, Suangro L.H. Sitanggang
This work is licensed under a Creative Commons Attribution 4.0 International License.
Downloads
How to Cite
